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Personal Injury

Will Insurance Cover Dog Bites?

Natasha Misra Law is here to help you make informed decisions about your dog bite claim. Let’s take a look at who can be liable, and what insurance might be covering your claim.

Written By
Published On
October 9, 2025

You were in the park in Madison, or you were just walking down the sidewalk in downtown Appleton, or visiting a friend in Milwaukee. It can happen anywhere, and dog bites can lead to serious injuries, both physically and emotionally. 

Natasha Misra Law is here to help you make informed decisions about your dog bite claim. Let’s take a look at who can be liable, and what insurance might be covering your claim. 

An Overview of Dog Bite Laws in Wisconsin

In Wisconsin, dog owners bear strict liability for any harm their dogs cause, whether it's injury to a person, another animal, or property. According to Wisconsin Statutes Section 174.02(01)(a), owners are fully responsible for covering all damages resulting from their dog's actions. “Keepers” and “harborers” are also liable.

This may extend to situations where a dog's behavior, like jumping on someone and causing a fall, leads to injury. The law applies broadly to also include scenarios where guests might be injured by tripping over a dog in someone's home, to hold owners accountable in all cases of dog-related injury.

Insurance Coverage for Dog Bite Injuries in Northern WI

So the big question: will insurance pay for my dog bite injury? The short answer is yes. Most homeowner's insurance policies provide coverage for dog bite injuries. 

If you or a loved one has been bitten by a dog in the Fond du Lac area or anywhere else in Wisconsin, the dog owner's homeowners insurance policy or renters insurance policy may step in to cover medical expenses, lost wages, and even pain and suffering. However, it's the smart move to act quickly and get legal guidance to deal with the insurance companies.

By consulting with an experienced Green Bay dog bite accident lawyer like Natasha Misra Law, you can ensure that your rights are protected and that you receive fair compensation for your injuries.

Don’t Make Your Wisconsin Dog Bite Injury Claim Without Representation

Without proper counsel helping you with the insurance companies, you could face:

Limited Understanding: You may not fully understand your rights and legal options under Wisconsin dog bite laws.

Underestimation of Damages: You might underestimate the potential damages you could claim for medical bills, lost wages, and pain and suffering.

Difficulty in Negotiations: Without legal representation, negotiating fair compensation with insurance companies or the dog owner could be challenging.

Risk of Inadequate Settlement: You could risk accepting a settlement that does not adequately cover your current and future expenses related to the injury.

If you find yourself in a situation where you've suffered a dog bite injury in Green Bay, Wisconsin, it's vital to act quickly. Document the incident, seek medical attention, and report the incident to local authorities. Then reach out to a dog bite injury lawyer to help you through the claims process. 

Contact Natasha Misra Law Today for Your Wisconsin Dog Bite Injury Case

Don't wait to get legal guidance. Reach out to Natasha Misra Law, your trusted dog bite accident lawyer, for a consultation. Let us fight for your rights and help you recover the compensation you deserve. Get an experienced attorney who’s not just another suit.

We're Not Just Another Suit®
And You're Not Just Another Case.

If you need legal support after an accident, work with a legal office that really cares. Reach out today.