Should I Call an Insurance Adjuster Back? Consult an Attorney Before Speaking with the Insurance Adjuster

An insurance adjuster is a person who an insurance company employs to investigate and evaluate insurance claims. Insurance adjusters are responsible for determining the extent of coverage and scope of insuring a company’s liability.

If you are in the process of seeking compensation after a car accident, you will probably encounter insurance adjusters. Insurance adjusters work on behalf of the insurance company, so it’s important that you do not speak with them without your attorney present.

What are The Dangers of Speaking to an Insurance Adjuster Without Legal Advice?

Insurance adjusters evaluate the extent of the injury or damage, determine liability, and negotiate a settlement.  Speaking to an insurance adjuster without any legal advice from an attorney can carry numerous potential dangers, including:

• Limited understanding of your rights: Insurance policies and claim processes can be complex. Without legal support, you may not have a clear understanding of your rights and could unintentionally say or do something that could jeopardize your case.
• Weakening your case: Adjusters have expertise in fighting claims. They may find ways to weaken your case or deny your claim altogether.
• Unfair settlement offers: If you are unaware of the actual value of your claim, you are at risk of accepting unfair compensation.
• Contradictory statements: Claims adjusters will usually ask questions and often try to take recorded statements that can cause you to make contradictory or inaccurate statements that can undermine your credibility.

Why Consult An Attorney?

There are many reasons to consult an attorney when dealing with insurance adjusters, including the following:

• Consulting an attorney helps ensure equal representation.  An attorney can level the playing field by protecting your interests.
• An attorney has an extensive understanding of insurance laws and regulations and can help you navigate the claims process effectively.
• Insurance adjusters have negotiation skills. By hiring a lawyer, you gain access to someone skilled in negotiation.
• An attorney has the knowledge and experience to help you navigate complex legal issues.

Contact Natasha Misra Law Today

Seeking legal advice can help protect your rights and maximize compensation. It can also help you understand the implications of statements made during conversations with an adjuster.

If you have been injured due to someone’s fault, Natasha Misra Law can protect you from insurance adjusters—call (414) 210-3834 to schedule a free consultation and get the compensation you deserve.