You just got rear-ended at a stoplight in Madison. The other driver seems cooperative, and the damage doesn’t look too bad, so you both decide not to call the police. A few days later, your neck starts to hurt, your car needs more repairs than you thought — and now you’re wondering how to file a claim.
But then reality hits: there’s no accident report. Can you still file a car accident claim in Wisconsin?
The short answer is yes — but it can be more complicated. At Natasha Misra Law, we’ve helped drivers across Milwaukee, Appleton, Green Bay, Madison, and Hales Corners handle accident claims with and without accident reports. Here's what you need to know.
An accident report serves as an official, third-party record of your accident. It often includes:
Insurance companies often rely on accident reports when deciding how to handle a claim. Without one, the process can feel like your word against the other driver’s.
Yes. You can still file a car accident claim without an accident report — but your claim will likely need stronger supporting evidence.
That includes:
Without an accident report, it’s even more important to act quickly and stay organized. The insurance company may be more likely to challenge your version of events, delay your claim, or offer less than you deserve.
This is a common issue when there’s no report to back up what really happened. At the scene, the other driver may admit fault or apologize — but a week later, their insurance company says you were to blame.
That’s why it’s always a good idea to involve the police, even in minor crashes. In Wisconsin, you’re legally required to report the accident to police if:
If you’ve been injured in a crash and there’s no accident report, it’s a smart idea to speak with a personal injury attorney early on. At Natasha Misra Law, we help people who’ve been hurt in car accidents navigate claims, even when the case starts out messy or unclear.
We’ll help gather the evidence, build your case, and handle communication with the insurance companies — so you can focus on recovering. Our personal injury team works on a contingency fee basis, meaning you don’t pay unless we win.
We also offer multilingual support through a professional translation service, so if you or a loved one speaks Spanish, Burmese, Rohingya, or another language, we’re ready to help.
No accident report? Don’t panic — and don’t give up on your claim. Whether your accident happened in Milwaukee, Green Bay, Hales Corners, Madison, or Appleton, we’re here to help you figure out the next step and fight for the compensation you deserve.
Get a free consultation today. You deserve answers. You deserve to recover.
If you have been in a car accident, it is important to seek medical treatment as soon as possible to identify and treat all car accident related injuries. Some car accident injuries are obvious, like a broken bones, cuts and bruises. Others may not be so obvious, such a soft tissue injuries and brain damage.
The following have been identified as the most common car accident injuries.
The most common injuries sustained in a car accident are soft tissue injuries. In a car accident, connective tissue such as tendons, ligaments and muscles may be damaged by the force of impact.
When filing an insurance claim, these types of injuries are often difficult to prove. Succeeding on a personal injury claim involving soft tissue injuries may hinge on a medical examination.
If you have sustained soft a tissue injury related to a car accident, it is imperative you should seek immediate medical attention for a diagnosis.
Other common injuries suffered in auto accidents include cuts and lacerations. These injuries may be caused by loose objects in the car, such as books, cell phones, sunglasses and coffee mugs. These loose items may become airborne, creating a hazard of injury. Glass may also break, metal may be bent and sharp edges may become exposed during a car accident.
Cuts and lacerations are often treated with stitches or surgery. Minor cuts and lacerations may heal over time, but more severe cuts can lead to long-term health complications, permanent disfigurement and painful scarring.
Documenting these injuries following a car accident can help you prevail on your personal injury claim. In addition to seeking medical treatment, you may want to photograph your injuries following the accident.
Broken bones are another common form of injury to follow car accidents involving high-speed collisions. Impact with the interior components of like the steering wheel, dashboard and even an airbag can lead to broken wrists, arms, legs and ribs.
Like major cuts and lacerations, broken bones will require medical treatment. Broken bones are often treated with casts or surgey, depending on the severity of the break. Injuries involving broken bones may take months to heal in addition to years of physical therapy. in the most serious cases, broken bones can cause long-term damage and affect your quality of life.
When making an insurance claim for an auto accident, you will need to take into account any ongoing medical expenses related to broken bones. For example, your injuries may require ongoing surgery or physical therapy.
Head injuries caused by a car accident may be more difficult to self-diagnose, which is why seeking a proper medical evaluation immediately following an accident is so important. Head injuries can range from a concussion to traumatic brain injury, and can significantly impact your quality of life.
Some injuries may not be visible following a car accident. For example, internal bleeding and damage to organs may occur in car accidents. Such injuries require immediate medical attention and treatment.
Injury to the spine, neck and back are other common car accident injuries, the most common being whiplash.
Whiplash, which is a form of soft tissue injury, occurs when connective tissue in the back is stretched due to sudden rapid movement.
In the worst of cases, spine, neck and back injuries may also lead to paralysis or even death. Those suffering from pain in their spine, neck or back after a car accident should consult a doctor for a proper diagnosis.
If you are injured in a car accident, you should seek immediate medical attention for diagnosis and treatment. If you have been injured in a car accident in Wisconsin, you should also seek the advice of a Milwaukee car accident lawyer. Call Milwaukee personal injury attorney Natasha Misra at 1-800-989-6385 for a free case consultation.
My law practice is dedicated to helping people who have suffered injuries in accidents which were not their fault. Born and raised in Milwaukee, I come from a family of medical professionals. My background and experience help me understand and represent individuals injured in accidents.
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