You did everything right—you followed the rules of the road, carried the right insurance, and drove responsibly. But when an uninsured driver crashes into you, suddenly, you are the one left dealing with the financial and emotional fallout. That’s not fair. 

At Natasha Misra Law, we fight to make sure you don’t pay the price for someone else’s negligence. If you’ve been hit by an uninsured driver in Fond du Lac, Appleton, Green Bay, or anywhere else in Wisconsin, you still have options—and we’re here to help.

What Happens When an At-Fault Driver Has No Insurance?

Wisconsin law requires drivers to carry liability insurance, but not everyone follows the rules. If an uninsured driver causes an accident, you may worry about who will pay for your medical bills, car repairs, and lost wages. The good news is that you still have options to recover compensation.

  • Uninsured motorist (UM) coverage – This is included in every Wisconsin auto policy and helps cover your medical expenses, lost wages, and pain and suffering when the other driver is uninsured.
  • Collision coverage – If you have this optional coverage, your insurance can pay for repairs or replacement of your vehicle.
  • Legal action against the at-fault driver – While many uninsured drivers lack assets, an experienced attorney can explore whether pursuing a lawsuit is a viable option.

Insurance companies will try to minimize what they owe you, even under your own policy. That’s why having an experienced Milwaukee car accident lawyer on your side is crucial.

Steps to Take After an Accident With an Uninsured Driver

If you’ve been hit by an uninsured driver, taking the right steps can protect your claim and improve your chances of full compensation:

  • Call the police – A police report will document the accident and confirm that the other driver lacks insurance.
  • Get medical attention – As soon as there is the onset of injury, it is important to get checked out for your injuries.  
  • Gather evidence – Take photos, collect witness statements, and document your injuries.
  • Notify your insurance company – You should notify your insurance company of an accident, but it is best to do so only after consulting an attorney.  
  • Consult a car accident lawyer – Insurance companies do not have your best interests in mind. A skilled car wreck lawyer will fight to get you the compensation you deserve.

What Compensation Can You Recover After a Car Accident?

Even if the at-fault driver is uninsured, you can still pursue compensation for:

  • Medical expenses – Emergency care, surgeries, physical therapy, and ongoing treatments
  • Lost wages – If your injuries prevent you from working
  • Pain and suffering – Compensation for physical pain, emotional distress, and reduced quality of life
  • Vehicle repairs or replacement – Through your own collision coverage or legal action against the driver

Every car accident case is different, but at Natasha Misra Law, we work to maximize every dollar of compensation available under Wisconsin law.

How a Milwaukee Car Accident Lawyer Can Help

Handling an uninsured driver accident alone can be overwhelming. Insurance companies may pressure you into settling for less than you deserve. Natasha Misra Law fights for accident victims across Milwaukee, Green Bay, Appleton, and beyond.

  • We help make sure you receive full compensation under your uninsured motorist policy
  • We fight back against insurance companies that try to minimize your claim
  • We offer personalized legal representation so you know your rights and options
  • We work with translation services to serve clients in Spanish, Burmese, Rohingya, and more to ensure everyone gets the legal support they need

Injured by an Uninsured Driver? Get an Accident Attorney Who’s Not Just Another Suit

An uninsured driver’s mistake shouldn’t leave you struggling financially. If you’ve been hurt in a car accident, we’re ready to fight for you. Contact Natasha Misra Law for a free consultation. You don’t pay unless we win.

When you are involved in an auto accident that is not your fault, you are considered the victim of the accident. It is important to preserve your legal rights to the fullest recovery possible. As a Milwaukee car accident lawyer, the following are common mistakes that I observe auto accident victims make on a regular basis that you can avoid.

1. Not calling law enforcement after an auto accident.

After an auto accident, it is important to contact law enforcement so an official investigation is conducted of the accident.  When you report an auto accident to the police, an officer will generally respond to the scene and investigate how the accident occurred.  Additionally, law enforcement will routinely create an accident report which contains important information relating to the accident.

2. Not taking photographs of the auto accident.

Taking photographs of the scene of the accident and damage will help preserve evidence of how the accident occurred.  Many people carry smart phones, which allow them to take photographs at the scene.  It is important that all car damage be photographed before the cars are moved.  The scene of an auto accident may change the following day.  Additionally, any and all injury photographs should be taken to document injuries.

3. Not obtaining auto accident witness information.

In many cases, there are witnesses at the scene of an auto accident. Unfortunately, auto accident victims often fail to obtain the contact information of individuals who witness the auto accident.  Witness statements can preserve evidence relating to how the accident occurred, along with their observations as to the accident scene and the injuries you sustained.

4. Not reporting your auto accident injuries.  

Auto accident victims often experience an adrenaline rush immediately following an accident.  For such reasons, you may be failing to report your injuries sustained in the accident.  It is important that your injuries be reported to law enforcement.  Additionally, you should seek any necessary medical treatment relating to your auto accident injuries.

5. Not providing an adequate statement to law enforcement about the accident.

When law enforcement responds to the scene of the accident, you should make sure that you clearly articulate your understanding of how the accident occurred to the officer.  Your statements following an accident are extremely important given the close  proximity to the accident.

6. Not obtaining contact information of the driver at fault.

You may feel sympathetic to the person who caused the auto accident.  However, you should remember that you are a victim in this matter.  By obtaining accurate and full contact information from this individual, you can hold hold him or her accountable for their actions.  

7. Not seeking medical treatment after your auto accident.

You may avoid seeking the appropriate medical attention you need to make a full recovery following an auto accident.  By seeking necessary medical treatment for your injuries, and following the recommendations of your medical doctors and providers, you will be able to make a full physical recovery. Moreover, your medical bills will help support any claim you have against the insurance of the driver who caused the accident.

8. Believing that the auto insurance companies are protecting your interests.

Insurance companies are seeking to resolve claims for as little as possible, as soon as possible.  They do not have an incentive to gain your trust, protect your legal rights, or maximize the financial recovery you are due.  For such reasons, you should always consult with a car accident lawyer before communicating with the insurance company of the driver at fault.

9. Not protecting your rights after an auto accident.

You should take the time to understand your legal rights following an auto accident that is not your fault.  You may be entitled to claim damages not only for property damage to you car, but also for medical bills, pain and suffering, and loss of earning capacity. A car accident attorney can help you preserve your rights and seek all the damages you deserve.

10. Signing paperwork with the insurance company.  

Be sure that you fully understand the paperwork and consult with a Milwaukee car accident lawyer before you sign anything.  For example, insurance companies will often request accident victims to sign medical authorizations.  However, these medical authorizations may not be in your best interest and will ultimately allow the insurance company to request any and all medical records from your past and present.  For such reasons, it is important that you consult an attorney before signing anything.  

11. Not contacting an auto accident attorney.  

If you have been injured in an accident that was not your fault, please consult a Milwaukee car accident lawyer.  This will relieve you of the stress and burden following an accident. It will allow you to focus on your injuries and treatment in order for you to reach an optimum recovery.

If you have been injured in an auto accident, you probably have a lot of questions. I offer free consultations for auto accident victims and will be happy to discuss your case. If you are unable to visit me in my office, I will come to you. Please call (414) 210-3834.

Natasha Misra

My law practice is dedicated to helping people who have suffered injuries in accidents which were not their fault. Born and raised in Milwaukee, I come from a family of medical professionals. My background and experience help me understand and represent individuals injured in accidents.