If you’ve been in a car accident in Milwaukee, Madison, Appleton, Green Bay, or anywhere in Wisconsin, the moments afterward can shape your recovery — physically, emotionally, and financially. When no officer arrives to take an official accident report, you might feel like you’ve lost a key piece of your case. But you still have every right to protect yourself and pursue the compensation you deserve.

At Natasha Misra Law, we’ve built our practice on helping accident victims across Wisconsin through challenges just like this. We take the time to understand your situation, explain your options, and handle the details so you can focus on getting back on your feet. Here’s what to do next.

Step 1: Become Your Own Investigator

If law enforcement isn’t coming, you need to build the record yourself:

Take photos – Capture vehicle damage, license plates, injuries, debris, and the full accident scene from different angles.

Exchange information – Get names, phone numbers, driver’s license numbers, license plates, and insurance details from everyone involved.

Talk to witnesses – Politely ask for their contact information and a brief statement about what they saw.

Think of this as creating your own “mini report”; it can become vital evidence later.

Step 2: File a Crash Report with the State

Wisconsin law says you must file a Driver Report of Crash within 10 days if:

  • Anyone was injured or killed
  • There was $1,000 or more in damage to any one person’s property
  • There was $200 or more in damage to government property

You file this report with the Wisconsin Department of Transportation (WisDOT) — not the DMV. You can do it online or request a paper form. It’s the state’s official record of your crash, and it can make or break an insurance claim.

Step 3: Let Your Insurance Company Know

Report the accident to your insurer as soon as you can. Stick to the facts you documented. Don’t admit fault or guess at details — just provide the evidence you’ve gathered.

Step 4: Get Checked Out

Not all injuries show up right away. A stiff neck today could be a serious soft tissue injury tomorrow. Seeing a doctor immediately protects your health and ties your injuries directly to the crash in the medical record.

Step 5: Call a Milwaukee Car Accident Lawyer

When there’s no police report, insurance companies often push back harder. Having the right lawyer means you’re not fighting alone. At Natasha Misra Law, we:

  • Have handled thousands of auto, truck, and motorcycle accident cases across Wisconsin
  • Include property damage help at no extra cost — we’ll deal with repairs, rentals, and towing so you don’t have to
  • Offer language access in Spanish in-house and nearly any language through on-demand interpretation, including Burmese and Rohingya
  • Keep you in the loop, so you always know what’s happening with your case

Don’t Let a Missing Accident Report Derail Your Claim

You only get one chance to get this right. Call (414) 210-3834 or contact us online for a free consultation. We’ll guide you through the reporting process, deal with the insurance company, and fight for the compensation you deserve. Reach out now to get a lawyer who’s not just another suit.

During the COVID-19 pandemic, more people are choosing to stay at home to slow the spread of the virus. Although there are fewer drivers, cyclists and pedestrians taking to the streets, unexpectedly the rate of serious and deadly accidents has increased as drivers become more reckless.

Additionally, many individuals are suffering from accident injuries that occurred before COVID-19. For personal injury victims, COVID-19 presents a handful of challenges for dealing with their claims and getting the compensation they deserve. Medical treatment for injuries may be difficult to access. There may be more uninsured drivers on the road.

If you were injured in an accident before or during coronavirus, you should speak with a Wisconsin personal injury attorney about your accident injuries. Natasha Misra Law is open and available to discuss your case with a free consultation.

Settling a Personal Injury Case During COVID-19

COVID-19 is causing serious financial pressure for individuals, families and businesses. The current stay at home order has forced businesses to close, leading to unemployment and reduced pay.

This financial hardship may create pressure for unrepresented accident victims to accept quick settlement offers for their injuries. Settlement money could bring much needed financial relief. For accident victims who do not have an attorney, insurance companies may try to leverage the current economic climate for their benefit and diminish the value of their claims, delay payments or deny their claims altogether.

While it may be tempting to accept an initial settlement offer from an insurance company during COVID-19, I always recommend speaking with an attorney prior to signing any documents. This will ensure that your rights to a full financial recovery after an accident are protected.

Receiving Medical Treatment for Injuries During COVID-19

During COVID-19, you may find it difficult to seek medical treatment for your injuries or visit your doctor’s office for ongoing treatment. Stay at home orders may prevent you from leaving home. Your doctor’s office may be open to only emergency cases. You may even be feeling COVID-19 related symptoms yourself. However, telemedicine may be available to you in order to continue your treatment and keep medical appointments while maintaining safe social distancing.

Telemedicine is being frequently used to help individuals gain access to medical treatment during COVID-19. For example, telehealth allows accident victims to speak with medical professionals through teleconferencing and by phone. In addition, physical therapy sessions can also be conducted through teleconferencing. Many providers also have portals that allow patients to communicate with their health care provider through an online patient portal.

If you are unsure of how you can continue to receive medical treatment during COVID-19, you should reach out to your doctor or medical provider to learn what options are available to you. By discussing those options with your doctor or medical provider, you will be able to continue to receive the necessary treatment that you deserve in order to recover from your injuries.

Lapses in Auto Insurance Coverage During the Coronavirus

Some Wisconsin-based auto insurers are providing financial relief to their customers through refunds and discounts during the COVID-19 pandemic. However, not all drivers will receive these benefits. As more drivers lose their jobs, receive pay cuts and fall behind on monthly bill payments, there may be more uninsured drivers on the road.

If you are injured in a car accident caused by an uninsured or underinsured driver, then you will need to seek compensation from your own insurance company under your uninsured/underinsured motorist policy. You may also have a claim against the personal assets of the at-fault driver; however, recovering compensation from uninsured individuals may be difficult, especially when they are already experiencing financial hardship.

Even when you are dealing with your own insurance company, it is important to have an experienced personal injury attorney on your side to ensure you receive the full benefit of your insurance claim.

Contact a Wisconsin Personal Injury Lawyer

During COVID-19, it is important to continue to seek medical treatment, follow treatment plans, and work with your personal injury attorney to build the best case possible. If you have been recently injured in an accident, you should seek medical attention for your injuries and speak with a personal injury attorney about your case.

If you have questions about how COVID-19 may impact your personal injury case, call Natasha Misra Law today at (414) 210-3834.

Natasha Misra

My law practice is dedicated to helping people who have suffered injuries in accidents which were not their fault. Born and raised in Milwaukee, I come from a family of medical professionals. My background and experience help me understand and represent individuals injured in accidents.