You did everything right—you followed the rules of the road, carried the right insurance, and drove responsibly. But when an uninsured driver crashes into you, suddenly, you are the one left dealing with the financial and emotional fallout. That’s not fair. 

At Natasha Misra Law, we fight to make sure you don’t pay the price for someone else’s negligence. If you’ve been hit by an uninsured driver in Fond du Lac, Appleton, Green Bay, or anywhere else in Wisconsin, you still have options—and we’re here to help.

What Happens When an At-Fault Driver Has No Insurance?

Wisconsin law requires drivers to carry liability insurance, but not everyone follows the rules. If an uninsured driver causes an accident, you may worry about who will pay for your medical bills, car repairs, and lost wages. The good news is that you still have options to recover compensation.

  • Uninsured motorist (UM) coverage – This is included in every Wisconsin auto policy and helps cover your medical expenses, lost wages, and pain and suffering when the other driver is uninsured.
  • Collision coverage – If you have this optional coverage, your insurance can pay for repairs or replacement of your vehicle.
  • Legal action against the at-fault driver – While many uninsured drivers lack assets, an experienced attorney can explore whether pursuing a lawsuit is a viable option.

Insurance companies will try to minimize what they owe you, even under your own policy. That’s why having an experienced Milwaukee car accident lawyer on your side is crucial.

Steps to Take After an Accident With an Uninsured Driver

If you’ve been hit by an uninsured driver, taking the right steps can protect your claim and improve your chances of full compensation:

  • Call the police – A police report will document the accident and confirm that the other driver lacks insurance.
  • Get medical attention – As soon as there is the onset of injury, it is important to get checked out for your injuries.  
  • Gather evidence – Take photos, collect witness statements, and document your injuries.
  • Notify your insurance company – You should notify your insurance company of an accident, but it is best to do so only after consulting an attorney.  
  • Consult a car accident lawyer – Insurance companies do not have your best interests in mind. A skilled car wreck lawyer will fight to get you the compensation you deserve.

What Compensation Can You Recover After a Car Accident?

Even if the at-fault driver is uninsured, you can still pursue compensation for:

  • Medical expenses – Emergency care, surgeries, physical therapy, and ongoing treatments
  • Lost wages – If your injuries prevent you from working
  • Pain and suffering – Compensation for physical pain, emotional distress, and reduced quality of life
  • Vehicle repairs or replacement – Through your own collision coverage or legal action against the driver

Every car accident case is different, but at Natasha Misra Law, we work to maximize every dollar of compensation available under Wisconsin law.

How a Milwaukee Car Accident Lawyer Can Help

Handling an uninsured driver accident alone can be overwhelming. Insurance companies may pressure you into settling for less than you deserve. Natasha Misra Law fights for accident victims across Milwaukee, Green Bay, Appleton, and beyond.

  • We help make sure you receive full compensation under your uninsured motorist policy
  • We fight back against insurance companies that try to minimize your claim
  • We offer personalized legal representation so you know your rights and options
  • We work with translation services to serve clients in Spanish, Burmese, Rohingya, and more to ensure everyone gets the legal support they need

Injured by an Uninsured Driver? Get an Accident Attorney Who’s Not Just Another Suit

An uninsured driver’s mistake shouldn’t leave you struggling financially. If you’ve been hurt in a car accident, we’re ready to fight for you. Contact Natasha Misra Law for a free consultation. You don’t pay unless we win.

With snow on the ground, frozen lakes and warm homes, Wisconsin winter can be beautiful. However, it can also be quite dangerous. Roads may be icy. Snow may cause lack of visibility. Car breakdowns are also more common due to the harsh weather conditions.

Should you find yourself in a car accident or broke down on the side of the road during winter weather, having a winter emergency kit packed in your car can be extremely helpful. In some cases, having a well-stocked emergency kit may mean the difference between death and survival.

If you haven’t already done so, you should begin putting together an emergency kit for your next road trip. What you include in your emergency kit will depend on where you drive, how far your drive and if you are traveling with family. In any case, here are the basic essentials every winter driving emergency kit should include.

First Aid Kit

A basic first aid kit should contain bandages, antiseptic towels, gauze and a first aid manual. The Red Cross also advises drivers to carry the following:

  • Antibiotic ointment
  • Roller bandages
  • Tweezers
  • Over-the-counter painkillers
  • Blanket
  • Latex gloves
  • Thermometer
  • Cold compress
  • Scissors
  • One-way breathing barrier

Car Tools

If you are stranded on a rural road because your car broke down, having a few basic automotive tools in the back of your car may help you get back on the road. Many of these tools come stock in new cars, but it never hurts to check your cargo and make sure you have what you need to get out of a tough situation.

A basic emergency kit should include jumper cables, a tire jack, a spare tire and a screwdriver, but you don’t need to stop there. If you are travelling on back roads and more rural areas, consider packing a shovel, an ice scraper, a wrench and other useful tools.

Extras

In addition to car tools and a first aid kit, your basic emergency kit should include other items that will help you stay warm, hydrated and enhance visibility. In your emergency kit, pack a flashlight with extra batteries, a large bottle of water and a few snacks. You may also want to pack a heavy blanket in case you have to wait for a tow.

If you are traveling greater distances, consider bringing enough food to last 24 hours. Also, keep a fully charged cell phone charger in your emergency kit in case your cell phone loses its charge. Lastly, you may want road flares or reflective cones to help other drivers safely pass by.

Don’t Forget…

In addition to packing a basic emergency kit, don’t forget to take a few precautions before hitting the road. Check your tire pressure, oil and car battery to make sure your car is safe to drive. Also take time to fully charge your cell phone before leaving your house. Finally, dress for the weather. Wear a heavy winter coat, boots, gloves and a warm hat. Remember, if you are in a car wreck or stranded on the side of the road, you will be without heat.

Natasha Misra

My law practice is dedicated to helping people who have suffered injuries in accidents which were not their fault. Born and raised in Milwaukee, I come from a family of medical professionals. My background and experience help me understand and represent individuals injured in accidents.