If you are injured in an auto accident in Wisconsin through no fault of your own, you are entitled to receive compensation for your damages from the at fault driver.
Although Wisconsin drivers are required to maintain automobile insurance, not all Wisconsin drivers actually carry insurance. What happens if you are injured by a driver who does not have auto insurance and no personal assets to pay for your damages? How will you pay for your medical bills and associated expenses?
Fortunately, you can receive compensation for your injuries caused by an uninsured driver or a hit-and-run driver through the uninsured motorist coverage of your own automobile insurance.
In Wisconsin, your automobile insurance includes uninsured motorist (UM) coverage. The uninsured motorist portion of your insurance policy applies if you, your family or other occupants in your vehicle are injured by another driver who does not have insurance or are injured by a hit-and-run driver. Uninsured motorist coverage also applies if you or your family are injured as a pedestrian when struck by an uninsured driver or a hit-and-run driver. Under these various circumstances, you may be entitled to claim the same types of damages as you would if you filed a claim against the at fault driver, such as medical bills, pain and suffering and lost wages.
If you were injured by a driver without insurance, you may be able to seek compensation from your own insurance company through your uninsured motorist coverage. You may be entitled to damages for medical bills, lost wages, and pain and suffering.
Uninsured motorist cases are handled with your insurance company similar to cases where the at fault driver has insurance. Auto insurance companies seek to limit what they pay in car accidents, even for their own injured customers. They may try to diminish the value of your case or fail to be forthcoming about your uninsured motorist benefits.
Sometimes the at fault driver may refuse to stop and flees the scene of the accident. If you were involved in a hit-and-run accident, it is important that you contact law enforcement right away.
If you were injured by a hit-and-run driver, you may be able to seek compensation from your own insurance company through your uninsured motorist coverage. You may be entitled to damages for medical bills, lost wages, and pain and suffering.
You should discuss your options with an experienced attorney. Natasha Misra Law has experience helping Wisconsin accident victims seek the compensation they deserve for their injuries. If you have been injured by an uninsured driver or hit-and-run driver, you should not have to bear the economic burden. Together, we will look at the facts of your case and uncover all potential sources of recovery.
Call our office today at (414) 210-3834 for a free consultation.
With snow on the ground, frozen lakes and warm homes, Wisconsin winter can be beautiful. However, it can also be quite dangerous. Roads may be icy. Snow may cause lack of visibility. Car breakdowns are also more common due to the harsh weather conditions.
Should you find yourself in a car accident or broke down on the side of the road during winter weather, having a winter emergency kit packed in your car can be extremely helpful. In some cases, having a well-stocked emergency kit may mean the difference between death and survival.
If you haven’t already done so, you should begin putting together an emergency kit for your next road trip. What you include in your emergency kit will depend on where you drive, how far your drive and if you are traveling with family. In any case, here are the basic essentials every winter driving emergency kit should include.
A basic first aid kit should contain bandages, antiseptic towels, gauze and a first aid manual. The Red Cross also advises drivers to carry the following:
If you are stranded on a rural road because your car broke down, having a few basic automotive tools in the back of your car may help you get back on the road. Many of these tools come stock in new cars, but it never hurts to check your cargo and make sure you have what you need to get out of a tough situation.
A basic emergency kit should include jumper cables, a tire jack, a spare tire and a screwdriver, but you don’t need to stop there. If you are travelling on back roads and more rural areas, consider packing a shovel, an ice scraper, a wrench and other useful tools.
In addition to car tools and a first aid kit, your basic emergency kit should include other items that will help you stay warm, hydrated and enhance visibility. In your emergency kit, pack a flashlight with extra batteries, a large bottle of water and a few snacks. You may also want to pack a heavy blanket in case you have to wait for a tow.
If you are traveling greater distances, consider bringing enough food to last 24 hours. Also, keep a fully charged cell phone charger in your emergency kit in case your cell phone loses its charge. Lastly, you may want road flares or reflective cones to help other drivers safely pass by.
In addition to packing a basic emergency kit, don’t forget to take a few precautions before hitting the road. Check your tire pressure, oil and car battery to make sure your car is safe to drive. Also take time to fully charge your cell phone before leaving your house. Finally, dress for the weather. Wear a heavy winter coat, boots, gloves and a warm hat. Remember, if you are in a car wreck or stranded on the side of the road, you will be without heat.
I am dedicated to helping people who have suffered injuries in accidents which were not their fault. Born and raised in Milwaukee, I come from a family of medical professionals. Although I always knew I wanted to be a lawyer, my background has helped me understand and represent individuals injured in accidents.