Rideshare apps like Uber and Lyft have become part of everyday life in Milwaukee. But when an accident happens, it is assumed that the rideshare company’s insurance will take care of everything. Unfortunately, that’s not always the case. Rideshare companies often deny claims, leaving injured drivers and passengers feeling frustrated and unsure of what to do next.
At Natasha Misra Law, we know how disruptive this can be. Our rideshare accident lawyers helped clients across Wisconsin navigate denied claims, and we’re here to explain your options and how to move forward.
Before looking at solutions, it’s important to understand why a rideshare company might reject your claim. Common reasons include:
Disputes Over Fault – If there’s any question about who caused the crash—the rideshare driver, another motorist, or even both—companies may deny coverage.
A Different Policy Applies - If you receive a denial, there may be a different insurance policy that applies to the facts of the particular accident.
Lack of Documentation – Missing police reports, incomplete medical records, or other gaps in evidence can give insurers an excuse to push back.
Policy Exclusions – Rideshare policies are complicated. Depending on whether the app was on, off, or waiting for a ride, different coverage rules apply.
Understanding the “why” behind a denial helps you and your lawyer identify the next step.
A denied claim is not the end of the road. Here’s what you can do:
1. Consult with a Rideshare Accident Lawyer: Talking with an attorney should be one of your first moves. A Milwaukee rideshare accident lawyer can:
Evaluate Your Case – Review the accident details and the denial letter to identify weaknesses in the company’s reasoning.
Sort Our Insurance Coverages - An experienced attorney can look at all available insurance policies and see which apply to the circumstances of the accident.
Explore Options – From negotiations to filing a lawsuit, your lawyer will help you understand the best path forward.
Build Evidence – Lawyers know what records, statements, and reports are needed to make your case stronger.
2. Review the Denial Letter Carefully: Rideshare companies are required to explain why they’re denying your claim. Look for:
Specific Policy References – Pay attention to the insurance terms they cite.
Requests for More Information – Sometimes a denial isn’t final. Providing additional documentation may change the outcome.
3. Strengthen Your Documentation: A solid paper trail makes it harder for companies to avoid paying:
Accident Reports – Always get an official police report.
Medical Records – Keep detailed documentation of your injuries, treatments, and costs.
Witness Statements – Independent accounts can confirm what happened.
Wisconsin uses a fault-based insurance system. That means the driver (or drivers) responsible for the crash must cover damages. In a rideshare accident, this often involves multiple parties: the rideshare driver, another motorist, and the rideshare company itself. Proving fault clearly is one of the most important parts of a successful claim.
A denied rideshare claim can leave you feeling like you’ve run out of options. But you don’t have to face Uber, Lyft, or their insurance companies alone. At Natasha Misra Law, we fight for injured passengers across Milwaukee, Madison, Appleton, Green Bay, and surrounding areas. We’ll review your case, explain your options, and take on the insurance companies so you can focus on healing.
Contact us today for a free consultation. Don’t let a denied claim stand in the way of your recovery. Take the first step toward justice with Natasha Misra Law.
Ah summer in Wisconsin. Those precious 2 or 3 months all Wisconsinites cherish. Many of you will spend summer on the waterways, so how about a quick refresher on boating safety.
Wisconsin law requires boats have:
Exceptions to these rules apply to:
Boating safety class is a requirement for a person born January 1, 1989 and after that date. Everyone born before that date is exempt from taking a boating safety course.
Even though children want to have fun and steer the ship, note that a person younger than 10 may not operate a motorboat. A parent or other adult who can legally operate the boat is required for persons ages 10-15 who wish to operate the motorboat. A person 16 or older may operate a motorboat if the person completed the safety course or accompanied by someone who has completed the course or born before January 1, 1989.
What about personal watercraft, like jet skis, you ask. Well, anyone younger than 12 may not operate a personal watercraft. A person 12 years old and up can operate a personal watercraft only if the person completed a boating safety course or was born before January 1, 1989.
Finally, remember that on a boat or personal watercraft, there must be enough life jackets for everyone on board, and remember to check fire extinguishers and nighttime lights on the boat before heading out.
If you are injured while on the water, you may have a legal claim against the person who caused the injury. Many homeowner insurance policies do not cover boats or personal watercraft, which means that boat owners are often required to purchase an additional insurance policy for the boat.
A boat is like a car in that other users are allowed to drive the boat if permission is given by the owner. Thus, it will be important to find out who owned the boat that caused the injury as it may not be the same person who is driving or even on the boat.
Boat accidents can cause serious injuries, and multiple parties may be responsible. Natasha Misra Law represents boat accident victims to pursue compensation for their injuries.
If you or a loved one were injured in a boat accident, Milwaukee boating accident attorney Natasha Misra is here to help you. Our team will review the details of the accident and your injuries to create a strategy to obtain the compensation you deserve. Contact us today for a free consultation to discuss your boat accident.
My law practice is dedicated to helping people who have suffered injuries in accidents which were not their fault. Born and raised in Milwaukee, I come from a family of medical professionals. My background and experience help me understand and represent individuals injured in accidents.
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