You just got rear-ended at a stoplight in Madison. The other driver seems cooperative, and the damage doesn’t look too bad, so you both decide not to call the police. A few days later, your neck starts to hurt, your car needs more repairs than you thought — and now you’re wondering how to file a claim.
But then reality hits: there’s no accident report. Can you still file a car accident claim in Wisconsin?
The short answer is yes — but it can be more complicated. At Natasha Misra Law, we’ve helped drivers across Milwaukee, Appleton, Green Bay, Madison, and Hales Corners handle accident claims with and without accident reports. Here's what you need to know.
An accident report serves as an official, third-party record of your accident. It often includes:
Insurance companies often rely on accident reports when deciding how to handle a claim. Without one, the process can feel like your word against the other driver’s.
Yes. You can still file a car accident claim without an accident report — but your claim will likely need stronger supporting evidence.
That includes:
Without an accident report, it’s even more important to act quickly and stay organized. The insurance company may be more likely to challenge your version of events, delay your claim, or offer less than you deserve.
This is a common issue when there’s no report to back up what really happened. At the scene, the other driver may admit fault or apologize — but a week later, their insurance company says you were to blame.
That’s why it’s always a good idea to involve the police, even in minor crashes. In Wisconsin, you’re legally required to report the accident to police if:
If you’ve been injured in a crash and there’s no accident report, it’s a smart idea to speak with a personal injury attorney early on. At Natasha Misra Law, we help people who’ve been hurt in car accidents navigate claims, even when the case starts out messy or unclear.
We’ll help gather the evidence, build your case, and handle communication with the insurance companies — so you can focus on recovering. Our personal injury team works on a contingency fee basis, meaning you don’t pay unless we win.
We also offer multilingual support through a professional translation service, so if you or a loved one speaks Spanish, Burmese, Rohingya, or another language, we’re ready to help.
No accident report? Don’t panic — and don’t give up on your claim. Whether your accident happened in Milwaukee, Green Bay, Hales Corners, Madison, or Appleton, we’re here to help you figure out the next step and fight for the compensation you deserve.
Get a free consultation today. You deserve answers. You deserve to recover.
Unlike other personal injury cases, filing a lawsuit against a municipality carries a unique set of rules, standards, and limitations. In order to file a claim against the City of Milwaukee, you must comply with the Wisconsin Statutes, Section 893.80, which sets out the process and procedure for bringing a claim.
If you are looking to file a claim against the City, here is what you should know.
Claims against governmental bodies such as the City of Milwaukee require specific procedures to be followed. Unlike claims against private entities, a notice of claim is to be served upon the City of Milwaukee within 120 days of the incident giving rise to the claim. For such reason, it is crucial to consult an experienced personal injury attorney as soon as possible.
Before you sue the City for damages, you should speak with a personal injury attorney. Cases involving a municipality’s alleged liability are very difficult to prove and carry rigid procedural standards.
There are special procedures that must be followed relating to the claims process before your can even file a lawsuit in Court against the City.
The Wisconsin Statutes require you to submit several types of materials to the City Clerk’s Office:
If a City of Milwaukee employee causes an accident while in the course of employment, then the City of Milwaukee can be held liable for the negligent actions of its employee. In this circumstance, you will need to file a claim against the City and follow the required procedures relating to City claims.
Claims against governmental bodies require compliance with special procedures in order to preserve your claim. For such reason, you should reach out to an experienced Milwaukee personal injury attorney for assistance. A lawyer can help you evaluate your claim, identify your sources of recovery, and prepare for any relevant defenses. While you may think you can go it alone, it is vital to engage the help of a professional who will work to ensure you are positioned to recover as much compensation as possible, so you can move forward with your life.
Contact Natasha Misra Law today to schedule a free consultation by calling our office at (414) 210-3834.
My law practice is dedicated to helping people who have suffered injuries in accidents which were not their fault. Born and raised in Milwaukee, I come from a family of medical professionals. My background and experience help me understand and represent individuals injured in accidents.
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