How is a Car Accident Settlement Calculated in Milwaukee?

You did everything right—you followed the rules of the road, carried the right insurance, and drove responsibly. But when an uninsured driver crashes into you, suddenly, you are the one left dealing with the financial and emotional fallout. That’s not fair.

At Natasha Misra Law, we fight to make sure you don’t pay the price for someone else’s negligence. If you’ve been hit by an uninsured driver in Fond du Lac, Appleton, Green Bay, or anywhere else in Wisconsin, you still have options—and we’re here to help.

What Happens When an At-Fault Driver Has No Insurance?

Wisconsin law requires drivers to carry liability insurance, but not everyone follows the rules. If an uninsured driver causes an accident, you may worry about who will pay for your medical bills, car repairs, and lost wages. The good news is that you still have options to recover compensation.

Uninsured motorist (UM) coverage – This is included in every Wisconsin auto policy and helps cover your medical expenses, lost wages, and pain and suffering when the other driver is uninsured.
Collision coverage – If you have this optional coverage, your insurance can pay for repairs or replacement of your vehicle.
Legal action against the at-fault driver – While many uninsured drivers lack assets, an experienced attorney can explore whether pursuing a lawsuit is a viable option.

Insurance companies will try to minimize what they owe you, even under your own policy. That’s why having an experienced Milwaukee car accident lawyer on your side is crucial.

Steps to Take After an Accident With an Uninsured Driver

If you’ve been hit by an uninsured driver, taking the right steps can protect your claim and improve your chances of full compensation:

Call the police – A police report will document the accident and confirm that the other driver lacks insurance.
Get medical attention – As soon as there is the onset of injury, it is important to get checked out for your injuries.
Gather evidence – Take photos, collect witness statements, and document your injuries.
Notify your insurance company – You should notify your insurance company of an accident, but it is best to do so only after consulting an attorney.
Consult a car accident lawyer – Insurance companies do not have your best interests in mind. A skilled car wreck lawyer will fight to get you the compensation you deserve.

What Compensation Can You Recover After a Car Accident?

Even if the at-fault driver is uninsured, you can still pursue compensation for:

Medical expenses – Emergency care, surgeries, physical therapy, and ongoing treatments
Lost wages – If your injuries prevent you from working
Pain and suffering – Compensation for physical pain, emotional distress, and reduced quality of life
Vehicle repairs or replacement – Through your own collision coverage or legal action against the driver

Every car accident case is different, but at Natasha Misra Law, we work to maximize every dollar of compensation available under Wisconsin law.

How a Milwaukee Car Accident Lawyer Can Help

Handling an uninsured driver accident alone can be overwhelming. Insurance companies may pressure you into settling for less than you deserve. Natasha Misra Law fights for accident victims across Milwaukee, Green Bay, Appleton, and beyond.

We help make sure you receive full compensation under your uninsured motorist policy
We fight back against insurance companies that try to minimize your claim
We offer personalized legal representation so you know your rights and options
We work with translation services to serve clients in Spanish, Burmese, Rohingya, and more to ensure everyone gets the legal support they need

Injured by an Uninsured Driver? Get an Accident Attorney Who’s Not Just Another Suit

An uninsured driver’s mistake shouldn’t leave you struggling financially. If you’ve been hurt in a car accident, we’re ready to fight for you. Contact Natasha Misra Law for a free consultation. You don’t pay unless we win.

If you've been hurt in a car accident that was not your fault, you may be entitled to compensation for your damages.

It is highly recommended to consult a Milwaukee car accident lawyer to help calculate your car accident settlement accurately. There is no standard formula. Rather, the circumstances of your accident are unique, so your settlement claim will be as well. Your attorney will consider the specific circumstances of your case when determining your settlement value so that you get the compensation you deserve.

Factors to Consider When Valuing a Car Accident Settlement

The typical car crash settlement compensation should take into account the following elements:

Medical Expenses: A car accident settlement should account for all medical costs associated with your injury. This includes hospital bills, prescription medication, therapy, rehabilitation costs, doctor's visits, and any ongoing or future medical treatment that may be required. Your car accident lawyer will include all medical costs you have paid in your claim.

Property Damage: Your car accident settlement calculation will include the costs to repair your vehicle or any other property damaged in the accident. However, if the vehicle is completely totaled, the insurance company will award compensation for the current value of the vehicle.

Lost Wages: If the accident caused you to miss work, the settlement should include wages lost due to recovery.

Pain and suffering: This damage is relatively subjective and can be more challenging to quantify. Calculating the value of pain and suffering involves evaluating the emotional distress and physical pain experienced following the accident.

Dealing With Insurance Companies After a Car Accident

The biggest mistake you can make is not to file an insurance claim immediately after you are involved in a car accident. This is especially true if you sustained a serious injury. When you hire an attorney, the attorney will handle the insurance claim and work to obtain the maximum compensation that you deserve for your losses.

If the other party's insurance company contacts you, let your attorney answer their questions on your behalf.

Identifying Liability In A Car Accident

Identifying liability in an auto accident is a complex process, as it takes time to investigate the accident and determine who is at fault. However, when you hire a skilled attorney, you increase your chances of obtaining the settlement that you deserve.

Injured in a Car Accident in Milwaukee? Call Natasha Misra Law Today

At Natasha Misra Law, we are committed to helping car accident victims across Wisconsin calculate their car accident settlements. If you have any questions regarding your claim settlement, call our office at (414) 210-3834 to schedule a consultation and get help from our Milwaukee car accident lawyer, Natasha Misra.

Natasha Misra

My law practice is dedicated to helping people who have suffered injuries in accidents which were not their fault. Born and raised in Milwaukee, I come from a family of medical professionals. My background and experience help me understand and represent individuals injured in accidents.