You just got rear-ended at a stoplight in Madison. The other driver seems cooperative, and the damage doesn’t look too bad, so you both decide not to call the police. A few days later, your neck starts to hurt, your car needs more repairs than you thought — and now you’re wondering how to file a claim.
But then reality hits: there’s no accident report. Can you still file a car accident claim in Wisconsin?
The short answer is yes — but it can be more complicated. At Natasha Misra Law, we’ve helped drivers across Milwaukee, Appleton, Green Bay, Madison, and Hales Corners handle accident claims with and without accident reports. Here's what you need to know.
An accident report serves as an official, third-party record of your accident. It often includes:
Insurance companies often rely on accident reports when deciding how to handle a claim. Without one, the process can feel like your word against the other driver’s.
Yes. You can still file a car accident claim without an accident report — but your claim will likely need stronger supporting evidence.
That includes:
Without an accident report, it’s even more important to act quickly and stay organized. The insurance company may be more likely to challenge your version of events, delay your claim, or offer less than you deserve.
This is a common issue when there’s no report to back up what really happened. At the scene, the other driver may admit fault or apologize — but a week later, their insurance company says you were to blame.
That’s why it’s always a good idea to involve the police, even in minor crashes. In Wisconsin, you’re legally required to report the accident to police if:
If you’ve been injured in a crash and there’s no accident report, it’s a smart idea to speak with a personal injury attorney early on. At Natasha Misra Law, we help people who’ve been hurt in car accidents navigate claims, even when the case starts out messy or unclear.
We’ll help gather the evidence, build your case, and handle communication with the insurance companies — so you can focus on recovering. Our personal injury team works on a contingency fee basis, meaning you don’t pay unless we win.
We also offer multilingual support through a professional translation service, so if you or a loved one speaks Spanish, Burmese, Rohingya, or another language, we’re ready to help.
No accident report? Don’t panic — and don’t give up on your claim. Whether your accident happened in Milwaukee, Green Bay, Hales Corners, Madison, or Appleton, we’re here to help you figure out the next step and fight for the compensation you deserve.
Get a free consultation today. You deserve answers. You deserve to recover.
Car accidents can result in serious injuries and even death. Even without broken bones or internal injuries, less severe injuries like cuts and lacerations can leave accident victims with permanent scars. If you experience scrapes or cuts in a car accident and need stitches, you may be entitled to compensation for your injuries. Here is a brief overview of what to expect if you are injured in a car accident and require stitches.
A laceration is is a deep cut that tears through the skin. In a car accident, skin can be cut by impact with interior components of the car or debris. As a result, foreign material, such as glass shards from a broken windshield, can enter the body.
If you are cut in a car accident, you should assess whether your injuries require emergency medical intervention or if you can treat the wound at home. Deep cuts, debris-filled wounds that are difficult to clean, and cuts with uncontrollable bleeding require medical attention. Stitches, staples, or steri strips may be used to close the wound. You may also need a Tetanus shot or other medication to protect you from wound-related illness or infection.
After you receive appropriate medical treatment, you should promptly file a claim with the responsible party’s insurance company. It is important to keep a detailed record of all medical treatment, including evaluations, medication, and other accident-related expenses. This record should include photographic documentation of your injuries before and after medical care, as well as throughout the healing process. You should also ask the medical professional providing treatment if your injuries will result in permanent scarring or require scar revision down the road.
An experienced personal injury attorney can assist you with compiling this information to ensure you receive the compensation you are entitled to, sparing you from personal involvement in the back-and-forth dealings with the often difficult insurance companies.
Untreated lacerations can result in scarring, disfigurement, and even fatal blood loss. If you have a laceration that is more severe than the routine scrape or cut you treat at home, you should seek a medical evaluation to determine the best course of treatment. Stitches are a common form of treatment that promotes healing and reduces the risk of infection by closing the wound, protecting underlying tissues, and even reduces scarring.
You can typically receive compensation for any medical bills, lost wages, or other expenses resulting from the car accident injuries. If injuries result in scarring, you are entitled to compensation for this permanent injury. The amount you are entitled to varies based on the severity of your injuries, impact on your work and home life, and total medical expenses. Emergency room visits are expensive and any treatment rendered there can be costly. Depending on the nature of your injury, you may be unable to work or your injuries may otherwise impede your day-to-day activities.
If you have been injured in a car accident, an experienced personal injury attorney can assist you with understanding what claims you may have against the responsible party and can help you determine how much compensation you may stand to recover. Contact our office today to schedule a free consultation.
My law practice is dedicated to helping people who have suffered injuries in accidents which were not their fault. Born and raised in Milwaukee, I come from a family of medical professionals. My background and experience help me understand and represent individuals injured in accidents.
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