Rideshare apps like Uber and Lyft have become part of everyday life in Milwaukee. But when an accident happens, it is assumed that the rideshare company’s insurance will take care of everything. Unfortunately, that’s not always the case. Rideshare companies often deny claims, leaving injured drivers and passengers feeling frustrated and unsure of what to do next.

At Natasha Misra Law, we know how disruptive this can be. Our rideshare accident lawyers helped clients across Wisconsin navigate denied claims, and we’re here to explain your options and how to move forward.

Why Rideshare Claims Get Denied

Before looking at solutions, it’s important to understand why a rideshare company might reject your claim. Common reasons include:

Disputes Over Fault – If there’s any question about who caused the crash—the rideshare driver, another motorist, or even both—companies may deny coverage.

A Different Policy Applies - If you receive a denial, there may be a different insurance policy that applies to the facts of the particular accident.  

Lack of Documentation – Missing police reports, incomplete medical records, or other gaps in evidence can give insurers an excuse to push back.

Policy Exclusions – Rideshare policies are complicated. Depending on whether the app was on, off, or waiting for a ride, different coverage rules apply.

Understanding the “why” behind a denial helps you and your lawyer identify the next step.

Steps to Take After a Denied Rideshare Claim

A denied claim is not the end of the road. Here’s what you can do:

1. Consult with a Rideshare Accident Lawyer: Talking with an attorney should be one of your first moves. A Milwaukee rideshare accident lawyer can:

Evaluate Your Case – Review the accident details and the denial letter to identify weaknesses in the company’s reasoning.

Sort Our Insurance Coverages - An experienced attorney can look at all available insurance policies and see which apply to the circumstances of the accident.  

Explore Options – From negotiations to filing a lawsuit, your lawyer will help you understand the best path forward.

Build Evidence – Lawyers know what records, statements, and reports are needed to make your case stronger.

2. Review the Denial Letter Carefully: Rideshare companies are required to explain why they’re denying your claim. Look for:

Specific Policy References – Pay attention to the insurance terms they cite.

Requests for More Information – Sometimes a denial isn’t final. Providing additional documentation may change the outcome.

3. Strengthen Your Documentation: A solid paper trail makes it harder for companies to avoid paying:

Accident Reports – Always get an official police report.

Medical Records – Keep detailed documentation of your injuries, treatments, and costs.

Witness Statements – Independent accounts can confirm what happened.

Local Considerations for Milwaukee Riders

Wisconsin uses a fault-based insurance system. That means the driver (or drivers) responsible for the crash must cover damages. In a rideshare accident, this often involves multiple parties: the rideshare driver, another motorist, and the rideshare company itself. Proving fault clearly is one of the most important parts of a successful claim.

Contact Natasha Misra Law and Get a Lawyer Who’s Not Just Another Suit

A denied rideshare claim can leave you feeling like you’ve run out of options. But you don’t have to face Uber, Lyft, or their insurance companies alone. At Natasha Misra Law, we fight for injured passengers across Milwaukee, Madison, Appleton, Green Bay, and surrounding areas. We’ll review your case, explain your options, and take on the insurance companies so you can focus on healing.

Contact us today for a free consultation. Don’t let a denied claim stand in the way of your recovery. Take the first step toward justice with Natasha Misra Law.

The moments after a car accident can feel like a blur—sirens, questions, and a rush of emotions. And if you’ve been hurt, the pain can make it hard to think clearly. But the choices you make are key to your recovery and protecting your rights. At Natasha Misra Law, we understand how overwhelming this time can be. That’s why we’re here to help you avoid common mistakes and protect your future. Let’s look at what you shouldn’t do, and why. 

Your Health And Safety Are The Top Priority

A car accident is chaotic, but staying calm and focusing on your health can help you make smart decisions:

  • Check for Injuries: Assess yourself and your passengers for any injuries.
  • Move to Safety: If possible, move out of traffic to avoid further danger.
  • Call 911: Emergency responders can provide medical help and create an accident report.

Don’t Admit Fault or Speculate

It’s natural to want to explain what happened, but saying the wrong thing can hurt your case. Avoid admitting fault or making guesses about what caused the crash.

  • Stick to the Facts: Share basic information with the police and other drivers, like your name and insurance details.
  • Let the Investigation Play Out: Determining fault is a complex process often best handled by experts.Remember, even casual statements like “I didn’t see you” can be used against you later.

Gather Evidence While You Can

If you’re able, document as much as possible before leaving, it can make all the difference when it’s time to build your case.

  • Take Photos: Capture damage to all vehicles, the surrounding area, and any visible injuries.
  • Get Contact Information: Exchange details with the other drivers and collect witness names and phone numbers.
  • Write It Down: Note the time, location, and any conditions that may have contributed to the crash, like weather or road hazards.

See a Doctor

Not all injuries are obvious right away. Internal injuries such as soft tissue injuries or whiplash may take hours or days to show symptoms.

  • Get Checked Out: A doctor can diagnose injuries you might not notice yourself.
  • Document Your Care: Keep records of your treatment, as they’re essential for proving your case.

Notify Your Insurance Company Carefully

It’s important to report the accident to your insurance company promptly, but be cautious about what you say.  

  • Share the Basics: Provide the date, time, and location of the accident.
  • Avoid Giving Details: Don’t discuss fault or offer opinions until you’ve consulted a lawyer.
  • Remember They’re a Business: Insurance companies have their bottom line in mind and may try to minimize payouts—having an experienced attorney on your side can help protect you.

Get Legal Help from a Trusted Milwaukee Auto Accident Lawyer Today

The choices you make after a car accident can shape your future. Avoid costly mistakes and get the help you need to protect your rights. Contact Natasha Misra Law today for a free consultation. Whether you’ve been injured in Milwaukee, Green Bay, Appleton, Madison, Oshkosh, Fond du Lac, or any other community in Wisconsin, our team is here to fight for you.

You’re not just another case to us— and we’re not just another suit. You’re someone who deserves justice, and we’re here to help you get it.

Natasha Misra

My law practice is dedicated to helping people who have suffered injuries in accidents which were not their fault. Born and raised in Milwaukee, I come from a family of medical professionals. My background and experience help me understand and represent individuals injured in accidents.