How do I pay for medical treatment after a car accident if I don’t have health insurance?

If you've been injured in an accident in Milwaukee, you might be wondering whether it's worth hiring a personal injury lawyer to help you with your case. Dealing with the aftermath of an injury can be overwhelming, and navigating the legal process on your own can seem daunting.

Why Hire a Milwaukee Personal Injury Lawyer?

Experience and Guidance: Milwaukee personal injury lawyers have experience in handling various personal injury cases. They have a deep understanding of Wisconsin's personal injury laws and have experience dealing with insurance companies and other parties involved in personal injury claims. Their guidance can be invaluable in navigating the complexities of your case and maximizing your chances of receiving fair compensation.
Legal Representation: When you hire a personal injury lawyer, you have someone on your side who is solely focused on advocating for your best interests. Your lawyer will handle all communication with insurance companies and other parties, making sure that your rights are protected throughout the process. This can alleviate stress and allow you to focus on your recovery while your lawyer works to secure the compensation you deserve.
Maximizing Compensation: Personal injury lawyers are skilled negotiators who know how to assess the true value of your claim. They will carefully evaluate all aspects of your case, including medical expenses, lost wages, pain and suffering, and future damages, to determine the full extent of your losses. By building a strong case on your behalf, they can often negotiate a higher settlement than you would be able to achieve on your own.
Trial Experience: While many personal injury cases are settled out of court, some may require litigation to achieve a favorable outcome. If your case goes to trial, having a skilled litigator on your side can make all the difference. Milwaukee personal injury lawyers have trial experience and are prepared to advocate for you in the courtroom if necessary, increasing your chances of success.
Peace of Mind: Perhaps most importantly, hiring a personal injury lawyer can provide you with peace of mind during a challenging time. Knowing that you have a dedicated legal professional handling your case can alleviate stress and uncertainty, allowing you to focus on your recovery and moving forward with your life.

Contact Natasha Misra Law Today

Hiring a Milwaukee personal injury lawyer is often worth the investment if you've been injured in an accident. From their guidance and experience to their ability to maximize compensation and provide peace of mind, a personal injury lawyer can be an invaluable asset in navigating the legal process and securing the outcome you deserve. If you're unsure whether you need legal representation, consider scheduling a consultation with a Milwaukee personal injury lawyer to discuss your case and explore your options. Contact Natasha Misra Law today to get started on your case.

If you have been injured in a car accident, you may wonder how to manage the resulting medical bills. Because Wisconsin is an at-fault state, the driver responsible for the accident is responsible for your related expenses including medical bills. However, this usually requires filing a personal injury claim which means payment for your medical bills will typically not occur until the lump-sum settlement or resolution of your case.

To ensure you get the treatment you need without delay, medical payments coverage under your own auto insurance policy may be sufficient to cover your initial medical bills. You can also have medical providers bill your health insurance to cover you now and your health insurance can recover costs from the settlement award later.

But, what if you are not covered by health insurance at the time of the accident? Do you have to pay for accident-related medical expenses out of pocket if you don’t have insurance?

Between letters of protection, liens, Medicaid, and payment plans with the hospital, you have options to make sure you receive the treatment you need while your case is ongoing, despite not having insurance to cover the expenses in the interim.

What Are Letters of Protection?

If you do not have insurance or sufficient funds to pay for medical treatment after an accident, a letter of protection can help stop collections efforts until your case is resolved.

A letter of protection is a guarantee from your lawyer to a doctor or medical provider whereby your lawyer agrees to ensure that the doctor will be paid for medical treatment provided to you from money recovered from the at fault party as the result of a personal injury claim.

Will Medicaid Help Cover Medical Expenses?

Yes. If you are injured, Medicaid will cover any medically necessary treatment per your policy. Just like private health insurance, Medicaid will then recover any payments made for accident-related treatment from any settlement proceeds with the auto insurance for the at-fault party. For more information about what expenses are covered under Medicaid, visit forwardhealth.gov.

What is A Hospital Lien?

Used less frequently, hospital liens allow the hospital where you were treated for accident-related injuries to have priority in recovering payment from the settlement of your related personal injury case.

State law allows hospitals to file a lien when treating patients whose injuries may be the subject of a personal injury lawsuit. Wisconsin Statute §779.80(1) states that hospitals shall have a lien for services provided to a person with injuries caused by the negligence, wrongful act, or tort of any other person.

How Can A Personal Injury Attorney Help Me Pay My Medical Bills?

A personal injury attorney can communicate with the at-fault driver’s insurance company, healthcare providers, and other interested parties to obtain evidence and negotiate the best possible settlement. Moreover, a personal injury attorney provides peace of mind that your medical bills will not spiral out of control as you seek compensation for your injuries.

At Natasha Misra Law, we will look at your medical bills and assist you in managing your medical bills until the time that you receive compensation from the auto insurance company. We will work with your medical providers, and insurance carriers if applicable, and relieve you of any financial burden you may be experiencing as the result of an accident.

Our team will focus on your financial recovery and ensure that your medical providers are compensated, so you focus on your physical recovery.

Natasha Misra

My law practice is dedicated to helping people who have suffered injuries in accidents which were not their fault. Born and raised in Milwaukee, I come from a family of medical professionals. My background and experience help me understand and represent individuals injured in accidents.