Summertime in Wisconsin is perfect for enjoying time on the water. Whether you are setting sail on a family-friendly pontoon, fishing boat, or old canoe, a day on the lake just can’t be beaten.

However, there are safety risks involved with boating. Speeding, negligence, drinking, and inexperience are all common causes of boating accidents in Wisconsin. In this post, we want to share a few tips to help you stay safe on the water this summer.

How to Stay Safe While Boating in Wisconsin

  • Wearing a life jacket - According to the U.S. Coast Guard, 80% of boating accident deaths could be avoided by wearing life jackets. When a boating accident occurs, you have limited time to stretch and get your stowed life jackets. Therefore, it is advisable to ensure that you and everyone on board has a life jacket while boating.
  • Avoid drinking alcohol - Alcohol consumption while boating is illegal and endangers the lives of everyone on board. Remember that intoxicated swimmers and passengers are also more likely to drown.
  • Be weather-wise - Whether you are operating a boat during the summer, spring or fall season, always consider carrying a radio and watching out for the weather. Sometimes, wind shifts and choppy water can be telltale signs of a brewing storm. Get to shore as soon as you realize the weather is about to change.
  • Don’t overload the boat - It’s essential to follow your boat’s load limit restrictions. Overloading your boat can make it unstable and surge the risk of swamping or capsizing.
  • Ensure all operators are trained - Human error is a leading cause of boating accidents. Therefore, it is essential to ensure that all operators can effectively navigate and operate the boat. You can do this by ensuring boating operators take a boating safety course that includes reading the weather, boat handling, and navigation.
  • Maintain a safe speed - Like on the road, you can face penalties or fines for overspeeding on the water. Since there are no lanes on water and different water vessels zig-zag everywhere, it can be challenging for speeding boats to avoid collisions. Therefore, it is essential to ensure you excess caution and obey the speed limits.

What Should You Do After a Boating Accident?

After a boating accident, you should ensure that everyone on board is safe. If there are injuries, loss of life, property damage in excess of $2,000 or the total loss of a boat, you are required to report the incident to law enforcement without delay.  

As with other accidents, it is essential to gather evidence immediately. You need to collect police reports, witness testimonies, videos, and photos of the scene. A Milwaukee boating accident attorney will help you gather the evidence you need to establish a strong case against the party at fault.

Contact a Milwaukee Boating Accident Attorney

At Natasha Misra Law, we are ready to help you get the compensation you need to move forward after a boat accident. Contact us today to schedule a consultation and learn more about how we can assist in strengthening your case.

If you have been injured in a car accident, you may wonder how to manage the resulting medical bills. Because Wisconsin is an at-fault state, the driver responsible for the accident is responsible for your related expenses including medical bills. However, this usually requires filing a personal injury claim which means payment for your medical bills will typically not occur until the lump-sum settlement or resolution of your case.

To ensure you get the treatment you need without delay, medical payments coverage under your own auto insurance policy may be sufficient to cover your initial medical bills. You can also have medical providers bill your health insurance to cover you now and your health insurance can recover costs from the settlement award later.

But, what if you are not covered by health insurance at the time of the accident? Do you have to pay for accident-related medical expenses out of pocket if you don’t have insurance?

Between letters of protection, liens, Medicaid, and payment plans with the hospital, you have options to make sure you receive the treatment you need while your case is ongoing, despite not having insurance to cover the expenses in the interim.

What Are Letters of Protection?

If you do not have insurance or sufficient funds to pay for medical treatment after an accident, a letter of protection can help stop collections efforts until your case is resolved.

A letter of protection is a guarantee from your lawyer to a doctor or medical provider whereby your lawyer agrees to ensure that the doctor will be paid for medical treatment provided to you from money recovered from the at fault party as the result of a personal injury claim.

Will Medicaid Help Cover Medical Expenses?

Yes. If you are injured, Medicaid will cover any medically necessary treatment per your policy. Just like private health insurance, Medicaid will then recover any payments made for accident-related treatment from any settlement proceeds with the auto insurance for the at-fault party. For more information about what expenses are covered under Medicaid, visit forwardhealth.gov.

What is A Hospital Lien?

Used less frequently, hospital liens allow the hospital where you were treated for accident-related injuries to have priority in recovering payment from the settlement of your related personal injury case.

State law allows hospitals to file a lien when treating patients whose injuries may be the subject of a personal injury lawsuit. Wisconsin Statute §779.80(1) states that hospitals shall have a lien for services provided to a person with injuries caused by the negligence, wrongful act, or tort of any other person.

How Can A Personal Injury Attorney Help Me Pay My Medical Bills?

A personal injury attorney can communicate with the at-fault driver’s insurance company, healthcare providers, and other interested parties to obtain evidence and negotiate the best possible settlement. Moreover, a personal injury attorney provides peace of mind that your medical bills will not spiral out of control as you seek compensation for your injuries.

At Natasha Misra Law, we will look at your medical bills and assist you in managing your medical bills until the time that you receive compensation from the auto insurance company. We will work with your medical providers, and insurance carriers if applicable, and relieve you of any financial burden you may be experiencing as the result of an accident.

Our team will focus on your financial recovery and ensure that your medical providers are compensated, so you focus on your physical recovery.

Natasha Misra

My law practice is dedicated to helping people who have suffered injuries in accidents which were not their fault. Born and raised in Milwaukee, I come from a family of medical professionals. My background and experience help me understand and represent individuals injured in accidents.