If you’ve been in a car accident in Milwaukee, Madison, Appleton, Green Bay, or anywhere in Wisconsin, the moments afterward can shape your recovery — physically, emotionally, and financially. When no officer arrives to take an official accident report, you might feel like you’ve lost a key piece of your case. But you still have every right to protect yourself and pursue the compensation you deserve.
At Natasha Misra Law, we’ve built our practice on helping accident victims across Wisconsin through challenges just like this. We take the time to understand your situation, explain your options, and handle the details so you can focus on getting back on your feet. Here’s what to do next.
If law enforcement isn’t coming, you need to build the record yourself:
Take photos – Capture vehicle damage, license plates, injuries, debris, and the full accident scene from different angles.
Exchange information – Get names, phone numbers, driver’s license numbers, license plates, and insurance details from everyone involved.
Talk to witnesses – Politely ask for their contact information and a brief statement about what they saw.
Think of this as creating your own “mini report”; it can become vital evidence later.
Wisconsin law says you must file a Driver Report of Crash within 10 days if:
You file this report with the Wisconsin Department of Transportation (WisDOT) — not the DMV. You can do it online or request a paper form. It’s the state’s official record of your crash, and it can make or break an insurance claim.
Report the accident to your insurer as soon as you can. Stick to the facts you documented. Don’t admit fault or guess at details — just provide the evidence you’ve gathered.
Not all injuries show up right away. A stiff neck today could be a serious soft tissue injury tomorrow. Seeing a doctor immediately protects your health and ties your injuries directly to the crash in the medical record.
When there’s no police report, insurance companies often push back harder. Having the right lawyer means you’re not fighting alone. At Natasha Misra Law, we:
You only get one chance to get this right. Call (414) 210-3834 or contact us online for a free consultation. We’ll guide you through the reporting process, deal with the insurance company, and fight for the compensation you deserve. Reach out now to get a lawyer who’s not just another suit.
If you are involved in an automobile accident in Wisconsin, the at-fault or negligent driver is responsible for any damages or injuries. A personal injury claim will help you recover the related medical expenses, but these lawsuits can take time. Sometimes, accident victims will delay treatment for accident-related injuries until the case settles to avoid any out-of-pocket costs, but this can lead to aggravated injuries and unnecessary discomfort.
So, how can you pay for accident-related medical costs before you recover damages from a lawsuit? Here is what you need to know:
Your automobile insurance policy may come with medical payments coverage, also known as med pay. This insurance covers medical costs for you or a family member injured in an automobile accident or as a pedestrian injured by an automobile. Regardless of who is at fault, medical payments coverage pays for accident-related medical costs for any passengers in the policyholder’s vehicle, even if there is no familial relation.
Yes. In fact, submitting medical bills to your own health insurance company can save you from annoying bill collection calls, past due notices, and other headaches. Health insurance companies often pay medical providers at a discounted rate. This means your insurer will likely pay less than the amount you are billed. Ultimately, the at fault party will still be held accountable for your medical expenses, and your health insurance will be subrogated or paid back from the settlement with the at fault party.
A Letter of Protection notifies your medical provider that your medical bills are the subject of ongoing litigation and assures that upon resolution of the case, any outstanding medical debt will be satisfied. Typically, a Letter of Protection from your lawyer will result in an agreement from medical providers to cease collection efforts until the case is resolved.
If you have health insurance or auto insurance with medical payments coverage, an attorney can assist you in submitting your medical bills using your own insurance to manage your accident-related medical expenses. Once your accident case settles, both you and your insurance company will be repaid with settlement funds. However, if you do not have insurance, a Letter of Protection from your attorney may be enough to keep your provider from sending outstanding balances to collections until your case settles. Talk with your personal injury attorney to find out the best way to manage your accident-related medical expenses.
My law practice is dedicated to helping people who have suffered injuries in accidents which were not their fault. Born and raised in Milwaukee, I come from a family of medical professionals. My background and experience help me understand and represent individuals injured in accidents.
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