You just got rear-ended at a stoplight in Madison. The other driver seems cooperative, and the damage doesn’t look too bad, so you both decide not to call the police. A few days later, your neck starts to hurt, your car needs more repairs than you thought — and now you’re wondering how to file a claim.
But then reality hits: there’s no accident report. Can you still file a car accident claim in Wisconsin?
The short answer is yes — but it can be more complicated. At Natasha Misra Law, we’ve helped drivers across Milwaukee, Appleton, Green Bay, Madison, and Hales Corners handle accident claims with and without accident reports. Here's what you need to know.
An accident report serves as an official, third-party record of your accident. It often includes:
Insurance companies often rely on accident reports when deciding how to handle a claim. Without one, the process can feel like your word against the other driver’s.
Yes. You can still file a car accident claim without an accident report — but your claim will likely need stronger supporting evidence.
That includes:
Without an accident report, it’s even more important to act quickly and stay organized. The insurance company may be more likely to challenge your version of events, delay your claim, or offer less than you deserve.
This is a common issue when there’s no report to back up what really happened. At the scene, the other driver may admit fault or apologize — but a week later, their insurance company says you were to blame.
That’s why it’s always a good idea to involve the police, even in minor crashes. In Wisconsin, you’re legally required to report the accident to police if:
If you’ve been injured in a crash and there’s no accident report, it’s a smart idea to speak with a personal injury attorney early on. At Natasha Misra Law, we help people who’ve been hurt in car accidents navigate claims, even when the case starts out messy or unclear.
We’ll help gather the evidence, build your case, and handle communication with the insurance companies — so you can focus on recovering. Our personal injury team works on a contingency fee basis, meaning you don’t pay unless we win.
We also offer multilingual support through a professional translation service, so if you or a loved one speaks Spanish, Burmese, Rohingya, or another language, we’re ready to help.
No accident report? Don’t panic — and don’t give up on your claim. Whether your accident happened in Milwaukee, Green Bay, Hales Corners, Madison, or Appleton, we’re here to help you figure out the next step and fight for the compensation you deserve.
Get a free consultation today. You deserve answers. You deserve to recover.
When it comes to personal injury, no two cases are the same. Every client is different, and the cause and severity of their injuries varies. However, the process of filing a personal injury claim is fairly similar regardless of how an accident occurred. In this blog post, we provide a general overview of the process of filing a personal injury case.
After an accident, the first thing you must do is seek a medical diagnosis for your injuries. The second thing you should do is contact a personal injury attorney. Most personal injury attorneys offer free consultations and provide representation on a contingency fee basis. This means that you will not pay any attorney fees unless your case is successful.
During this conversation, the attorney will assess your case by looking at how the accident was caused, the extent of your injuries, and whether or not there is access to financial recovery through insurance. If the attorney believes that you have a case, and you feel as though the attorney would be a good fit for you, then you will have the opportunity to hire that attorney to represent you.
Once you have hired a personal injury attorney, your attorney will begin investigating your accident. Your attorney may, for example, obtain an accident report, collect medical bills, seek witness statements, take photographs of property damage, evaluate your earning capacity, and more.
At Natasha Misra Law, our Milwaukee personal injury attorney work with medical experts, accident reconstruction specialists, and other professionals to help establish liability for your accident. More importantly, we will keep you informed at each stage of the investigation to ensure all potential sources of recovery are identified and pursued.
Once your personal injury attorney has investigated your accident and assessed the value of your claim, they will send a demand package to your insurer or the insurer of the person responsible for your injuries. This package of materials will include the necessary documentation for the insurance company to evaluate your claim. It includes documents such as medical records, medical bills, permanency reports, photographs, loss of earnings calculations, mileage reimbursement, etc.
The insurance adjuster will review the demand and respond accordingly by extending an offer or at times rejecting the demand. Once an offer is extended, both sides commonly begin negotiations in effort to reach a settlement.
Some attorneys will look for quick, easy settlements. At Natasha Misra Law, we provide a personalized approach to personal injury and will negotiate to get you the compensation you deserve.
If a settlement is not able to be reached after the demand is reviewed by the insurance company, then your personal injury attorney should be ready to file a personal injury lawsuit. At Natasha Misra Law, we will work closely with you to file a lawsuit and fight for your rights to ensure you obtain full compensation for your losses and injuries.
The first step to getting compensation for your injuries is an initial consultation with a Milwaukee personal injury attorney. At Natasha Misra Law, we offer free consultations. Call our office today to speak with an attorney about your case and determine the best next steps.
My law practice is dedicated to helping people who have suffered injuries in accidents which were not their fault. Born and raised in Milwaukee, I come from a family of medical professionals. My background and experience help me understand and represent individuals injured in accidents.
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