The Real Cost Of Damage To Your Vehicle – How Hidden Costs Add Up After An Accident

Summertime in Wisconsin is perfect for enjoying time on the water. Whether you are setting sail on a family-friendly pontoon, fishing boat, or old canoe, a day on the lake just can’t be beaten.

However, there are safety risks involved with boating. Speeding, negligence, drinking, and inexperience are all common causes of boating accidents in Wisconsin. In this post, we want to share a few tips to help you stay safe on the water this summer.

How to Stay Safe While Boating in Wisconsin

Wearing a life jacket - According to the U.S. Coast Guard, 80% of boating accident deaths could be avoided by wearing life jackets. When a boating accident occurs, you have limited time to stretch and get your stowed life jackets. Therefore, it is advisable to ensure that you and everyone on board has a life jacket while boating.
Avoid drinking alcohol - Alcohol consumption while boating is illegal and endangers the lives of everyone on board. Remember that intoxicated swimmers and passengers are also more likely to drown.
Be weather-wise - Whether you are operating a boat during the summer, spring or fall season, always consider carrying a radio and watching out for the weather. Sometimes, wind shifts and choppy water can be telltale signs of a brewing storm. Get to shore as soon as you realize the weather is about to change.
Don’t overload the boat - It’s essential to follow your boat’s load limit restrictions. Overloading your boat can make it unstable and surge the risk of swamping or capsizing.
Ensure all operators are trained - Human error is a leading cause of boating accidents. Therefore, it is essential to ensure that all operators can effectively navigate and operate the boat. You can do this by ensuring boating operators take a boating safety course that includes reading the weather, boat handling, and navigation.
Maintain a safe speed - Like on the road, you can face penalties or fines for overspeeding on the water. Since there are no lanes on water and different water vessels zig-zag everywhere, it can be challenging for speeding boats to avoid collisions. Therefore, it is essential to ensure you excess caution and obey the speed limits.

What Should You Do After a Boating Accident?

After a boating accident, you should ensure that everyone on board is safe. If there are injuries, loss of life, property damage in excess of $2,000 or the total loss of a boat, you are required to report the incident to law enforcement without delay.

As with other accidents, it is essential to gather evidence immediately. You need to collect police reports, witness testimonies, videos, and photos of the scene. A Milwaukee boating accident attorney will help you gather the evidence you need to establish a strong case against the party at fault.

Contact a Milwaukee Boating Accident Attorney

At Natasha Misra Law, we are ready to help you get the compensation you need to move forward after a boat accident. Contact us today to schedule a consultation and learn more about how we can assist in strengthening your case.

If you’ve been in an accident, you may end up paying for more than just repairs to your vehicle. There are a lot of hidden costs that may pile up after your car is totaled or severely damaged in an accident.

In this blog, we will explore the true cost of damage to your vehicle, and discuss who is responsible for paying these fees and how to recover compensation after you’ve been in an accident.

1. Property Damage To Your Vehicle

The first and most obvious cost is the actual property (or physical) damage to your vehicle. Cars are getting more expensive to repair due to the use of advanced electronics and sensors. Even an accident that seems minor can result in hefty repair bills – including the total loss of your vehicle.

2. Costs of Towing & Vehicle Storage

You may need to pay to have your vehicle towed to an auto body shop, collision center or salvage yard, and you may need to pay to have it stored until insurance adjusters can examine it and determine whether or not it’s worth repairing. This isn’t cheap, and can easily cost you hundreds of dollars in daily storage fees.

3. Renting A Car

If you need a car to get to work, take your kids to school, and accomplish other day-to-day tasks, you may need to rent a car. The price of renting a car can fluctuate so it's best to check what coverage options are available first. If your car repairs take a long time, renting a car can be very expensive.

4. Loss Of Use

In Wisconsin, it may be possible to recover compensation for “loss of use” meaning the period of time that your vehicle is unusable and out of service. This compensation covers the entire period of time that your vehicle cannot be used, and typically ends when your vehicle is declared a total loss.

5. Damage To Personal Property

A car accident can also cause damage to personal property. For example, if your laptop is in a bag in the front seat of your car and you’re hit, the airbags may explode and damage it or it may be shattered by the impact. Replacing damaged valuables should be considered when calculating the total value of your losses.

Coverage For These Costs Depends On Your Insurance & Who Was At Fault

If you were not at fault for your accident, you may be able to recover compensation for these costs from the at-fault person’s insurance provider – including repair costs, towing and vehicle storage, rental coverage, loss of use, and personal property damage. However, you can also seek recovery from your own insurance policy under your collision coverage. In fact, it may be in your best interest to do so, depending on the specific circumstances of your accident. Additionally, when a car is totaled and the amount owed on the car exceeds the car’s value, a gap insurance policy may be used to cover the difference. Working with a Milwaukee car accident lawyer will help you determine the best path to recovery and reach an acceptable settlement. Natasha Misra Law assists client with the repair or replacement of their vehicles at no additional cost.

If you are at fault, then your compensation will depend on the specifics of your insurance policy, and you may have to pay some out-of-pocket costs. Your insurance rates will also go up, since your insurance provider will have to cover your costs and the costs of the driver you hit. At times, it may be advisable to utilize your collision coverage.

Need Help After A Car Accident? Contact Natasha Misra Law Today!

At Natasha Misra Law, we’re here to help victims of car accidents recover the compensation they deserve for property damage, injuries, medical bills, and more. If you’ve been hurt in an accident, contact us online or give us a call to schedule an appointment with one of our Milwaukee car accident lawyers today.

Natasha Misra

My law practice is dedicated to helping people who have suffered injuries in accidents which were not their fault. Born and raised in Milwaukee, I come from a family of medical professionals. My background and experience help me understand and represent individuals injured in accidents.