You just got rear-ended at a stoplight in Madison. The other driver seems cooperative, and the damage doesn’t look too bad, so you both decide not to call the police. A few days later, your neck starts to hurt, your car needs more repairs than you thought — and now you’re wondering how to file a claim.
But then reality hits: there’s no accident report. Can you still file a car accident claim in Wisconsin?
The short answer is yes — but it can be more complicated. At Natasha Misra Law, we’ve helped drivers across Milwaukee, Appleton, Green Bay, Madison, and Hales Corners handle accident claims with and without accident reports. Here's what you need to know.
An accident report serves as an official, third-party record of your accident. It often includes:
Insurance companies often rely on accident reports when deciding how to handle a claim. Without one, the process can feel like your word against the other driver’s.
Yes. You can still file a car accident claim without an accident report — but your claim will likely need stronger supporting evidence.
That includes:
Without an accident report, it’s even more important to act quickly and stay organized. The insurance company may be more likely to challenge your version of events, delay your claim, or offer less than you deserve.
This is a common issue when there’s no report to back up what really happened. At the scene, the other driver may admit fault or apologize — but a week later, their insurance company says you were to blame.
That’s why it’s always a good idea to involve the police, even in minor crashes. In Wisconsin, you’re legally required to report the accident to police if:
If you’ve been injured in a crash and there’s no accident report, it’s a smart idea to speak with a personal injury attorney early on. At Natasha Misra Law, we help people who’ve been hurt in car accidents navigate claims, even when the case starts out messy or unclear.
We’ll help gather the evidence, build your case, and handle communication with the insurance companies — so you can focus on recovering. Our personal injury team works on a contingency fee basis, meaning you don’t pay unless we win.
We also offer multilingual support through a professional translation service, so if you or a loved one speaks Spanish, Burmese, Rohingya, or another language, we’re ready to help.
No accident report? Don’t panic — and don’t give up on your claim. Whether your accident happened in Milwaukee, Green Bay, Hales Corners, Madison, or Appleton, we’re here to help you figure out the next step and fight for the compensation you deserve.
Get a free consultation today. You deserve answers. You deserve to recover.
If you are injured in an auto accident in Wisconsin through no fault of your own, you are entitled to receive compensation for your damages from the at fault driver.
Although Wisconsin drivers are required to maintain automobile insurance, not all Wisconsin drivers actually carry insurance. What happens if you are injured by a driver who does not have auto insurance and no personal assets to pay for your damages? How will you pay for your medical bills and associated expenses?
Fortunately, a Milwaukee car accident lawyer can help you receive compensation for your injuries caused by an uninsured driver or a hit-and-run driver through the uninsured motorist coverage of your own automobile insurance.
In Wisconsin, your automobile insurance includes uninsured motorist (UM) coverage. The uninsured motorist portion of your insurance policy applies if you, your family or other occupants in your vehicle are injured by another driver who does not have insurance or are injured by a hit-and-run driver. Uninsured motorist coverage also applies if you or your family are injured as a pedestrian when struck by an uninsured driver or a hit-and-run driver. Under these various circumstances, you may be entitled to claim the same types of damages as you would if you filed a claim against the at fault driver, such as medical bills, pain and suffering and lost wages.
If you were injured by a driver without insurance, you may be able to seek compensation from your own insurance company through your uninsured motorist coverage. You may be entitled to damages for medical bills, lost wages, and pain and suffering.
Uninsured motorist cases are handled with your insurance company similar to cases where the at fault driver has insurance. Auto insurance companies seek to limit what they pay in car accidents, even for their own injured customers. They may try to diminish the value of your case or fail to be forthcoming about your uninsured motorist benefits.
Sometimes the at fault driver may refuse to stop and flees the scene of the accident. If you were involved in a hit-and-run accident, it is important that you contact law enforcement right away.
If you were injured by a hit-and-run driver, you may be able to seek compensation from your own insurance company through your uninsured motorist coverage. You may be entitled to damages for medical bills, lost wages, and pain and suffering.
You should discuss your options with an experienced Milwaukee car accident lawyer. Natasha Misra Law has experience helping Wisconsin accident victims seek the compensation they deserve for their injuries. If you have been injured by an uninsured driver or hit-and-run driver, you should not have to bear the economic burden. Together, we will look at the facts of your case and uncover all potential sources of recovery.
Call our office today at (414) 210-3834 for a free consultation.
My law practice is dedicated to helping people who have suffered injuries in accidents which were not their fault. Born and raised in Milwaukee, I come from a family of medical professionals. My background and experience help me understand and represent individuals injured in accidents.
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