Rideshare apps like Uber and Lyft have become part of everyday life in Milwaukee. But when an accident happens, it is assumed that the rideshare company’s insurance will take care of everything. Unfortunately, that’s not always the case. Rideshare companies often deny claims, leaving injured drivers and passengers feeling frustrated and unsure of what to do next.

At Natasha Misra Law, we know how disruptive this can be. Our rideshare accident lawyers helped clients across Wisconsin navigate denied claims, and we’re here to explain your options and how to move forward.

Why Rideshare Claims Get Denied

Before looking at solutions, it’s important to understand why a rideshare company might reject your claim. Common reasons include:

Disputes Over Fault – If there’s any question about who caused the crash—the rideshare driver, another motorist, or even both—companies may deny coverage.

A Different Policy Applies - If you receive a denial, there may be a different insurance policy that applies to the facts of the particular accident.  

Lack of Documentation – Missing police reports, incomplete medical records, or other gaps in evidence can give insurers an excuse to push back.

Policy Exclusions – Rideshare policies are complicated. Depending on whether the app was on, off, or waiting for a ride, different coverage rules apply.

Understanding the “why” behind a denial helps you and your lawyer identify the next step.

Steps to Take After a Denied Rideshare Claim

A denied claim is not the end of the road. Here’s what you can do:

1. Consult with a Rideshare Accident Lawyer: Talking with an attorney should be one of your first moves. A Milwaukee rideshare accident lawyer can:

Evaluate Your Case – Review the accident details and the denial letter to identify weaknesses in the company’s reasoning.

Sort Our Insurance Coverages - An experienced attorney can look at all available insurance policies and see which apply to the circumstances of the accident.  

Explore Options – From negotiations to filing a lawsuit, your lawyer will help you understand the best path forward.

Build Evidence – Lawyers know what records, statements, and reports are needed to make your case stronger.

2. Review the Denial Letter Carefully: Rideshare companies are required to explain why they’re denying your claim. Look for:

Specific Policy References – Pay attention to the insurance terms they cite.

Requests for More Information – Sometimes a denial isn’t final. Providing additional documentation may change the outcome.

3. Strengthen Your Documentation: A solid paper trail makes it harder for companies to avoid paying:

Accident Reports – Always get an official police report.

Medical Records – Keep detailed documentation of your injuries, treatments, and costs.

Witness Statements – Independent accounts can confirm what happened.

Local Considerations for Milwaukee Riders

Wisconsin uses a fault-based insurance system. That means the driver (or drivers) responsible for the crash must cover damages. In a rideshare accident, this often involves multiple parties: the rideshare driver, another motorist, and the rideshare company itself. Proving fault clearly is one of the most important parts of a successful claim.

Contact Natasha Misra Law and Get a Lawyer Who’s Not Just Another Suit

A denied rideshare claim can leave you feeling like you’ve run out of options. But you don’t have to face Uber, Lyft, or their insurance companies alone. At Natasha Misra Law, we fight for injured passengers across Milwaukee, Madison, Appleton, Green Bay, and surrounding areas. We’ll review your case, explain your options, and take on the insurance companies so you can focus on healing.

Contact us today for a free consultation. Don’t let a denied claim stand in the way of your recovery. Take the first step toward justice with Natasha Misra Law.

Understanding the primary causes of head-on collisions is important in ensuring your safety on the road. By understanding the root causes of these accidents, you can do your best to stay safe on the road and recognize potentially hazardous driving situations.

While most of us take as many precautions as we can when we get behind the wheel, accidents can still happen. Being involved in an accident, especially a head-on collision can be scary, but with the right legal help, you can get the compensation you need to recover. 

Why Do Head-On Car Collisions Happen?

Head-on collisions most commonly occur due to the following reasons:

  • Distracted Driving: When drivers divert their attention from the road when texting, eating, adjusting the radio, or engaging in any other distraction, it increases the risk of drifting into oncoming traffic.
  • Driving Under the Influence: Operating a vehicle under the influence of drugs or alcohol can impair judgment, coordination, and reaction time, leading to head-on collisions.
  • Fatigue: Fatigued drivers can experience reduced concentration and drowsiness, causing them to veer into opposing traffic lanes.
  • Improper or Reckless Passing: Drivers attempting to pass other vehicles without proper visibility or in prohibited areas may collide head-on with oncoming traffic.
  • Incorrect Lane Changes: Misjudging the distance and speed of approaching vehicles can lead to head-on collisions.

What are Common Injuries from Head-On Collisions?

Head-on collisions often result in severe injuries due to the high impact involved. Common injuries include:

  • Traumatic Brain Injuries (TBIs): The force of a head-on collision can cause head trauma, leading to concussions, contusions, or more severe TBIs.
  • Spinal Cord Injuries: The sudden impact can cause damage to the spinal cord, resulting in paralysis or long-term disability.
  • Bone Fractures: Collisions can cause fractures in various bones, including the arms, legs, ribs, and pelvis.
  • Internal Injuries: The forceful impact can damage internal organs, leading to internal bleeding or organ failure.

What to Do After a Head-On Collision?

If you find yourself involved in a head-on collision, you should:

  • Seek Medical Attention: Even if you do not feel injured, medical evaluation is crucial as some injuries may not be immediately apparent.
  • Contact Law Enforcement: Report the accident to the appropriate authorities, who will document the incident and create an official report.
  • Gather Information: Collect the contact and insurance details of the other driver(s) involved and any witnesses at the scene.
  • Preserve Evidence: Take photos or videos of the accident scene, vehicle damage, and any visible injuries.

Contact Natasha Misra Law Today for Help:

Distracted driving, fatigue, and improper lane changes can lead to head-on collisions. Ensuring you’ve gotten enough sleep and are not distracted at the wheel can lessen your chances of being involved in a crash. 

Consult a Milwaukee car accident lawyer if you have been injured in a head-on collision. At Natasha Misra Law, we are dedicated to advocating for your rights and helping you seek rightful compensation after an accident. Contact us today to determine if you have a valid personal injury case.

Natasha Misra

My law practice is dedicated to helping people who have suffered injuries in accidents which were not their fault. Born and raised in Milwaukee, I come from a family of medical professionals. My background and experience help me understand and represent individuals injured in accidents.