Rideshare apps like Uber and Lyft have become part of everyday life in Milwaukee. But when an accident happens, it is assumed that the rideshare company’s insurance will take care of everything. Unfortunately, that’s not always the case. Rideshare companies often deny claims, leaving injured drivers and passengers feeling frustrated and unsure of what to do next.
At Natasha Misra Law, we know how disruptive this can be. Our rideshare accident lawyers helped clients across Wisconsin navigate denied claims, and we’re here to explain your options and how to move forward.
Before looking at solutions, it’s important to understand why a rideshare company might reject your claim. Common reasons include:
Disputes Over Fault – If there’s any question about who caused the crash—the rideshare driver, another motorist, or even both—companies may deny coverage.
A Different Policy Applies - If you receive a denial, there may be a different insurance policy that applies to the facts of the particular accident.
Lack of Documentation – Missing police reports, incomplete medical records, or other gaps in evidence can give insurers an excuse to push back.
Policy Exclusions – Rideshare policies are complicated. Depending on whether the app was on, off, or waiting for a ride, different coverage rules apply.
Understanding the “why” behind a denial helps you and your lawyer identify the next step.
A denied claim is not the end of the road. Here’s what you can do:
1. Consult with a Rideshare Accident Lawyer: Talking with an attorney should be one of your first moves. A Milwaukee rideshare accident lawyer can:
Evaluate Your Case – Review the accident details and the denial letter to identify weaknesses in the company’s reasoning.
Sort Our Insurance Coverages - An experienced attorney can look at all available insurance policies and see which apply to the circumstances of the accident.
Explore Options – From negotiations to filing a lawsuit, your lawyer will help you understand the best path forward.
Build Evidence – Lawyers know what records, statements, and reports are needed to make your case stronger.
2. Review the Denial Letter Carefully: Rideshare companies are required to explain why they’re denying your claim. Look for:
Specific Policy References – Pay attention to the insurance terms they cite.
Requests for More Information – Sometimes a denial isn’t final. Providing additional documentation may change the outcome.
3. Strengthen Your Documentation: A solid paper trail makes it harder for companies to avoid paying:
Accident Reports – Always get an official police report.
Medical Records – Keep detailed documentation of your injuries, treatments, and costs.
Witness Statements – Independent accounts can confirm what happened.
Wisconsin uses a fault-based insurance system. That means the driver (or drivers) responsible for the crash must cover damages. In a rideshare accident, this often involves multiple parties: the rideshare driver, another motorist, and the rideshare company itself. Proving fault clearly is one of the most important parts of a successful claim.
A denied rideshare claim can leave you feeling like you’ve run out of options. But you don’t have to face Uber, Lyft, or their insurance companies alone. At Natasha Misra Law, we fight for injured passengers across Milwaukee, Madison, Appleton, Green Bay, and surrounding areas. We’ll review your case, explain your options, and take on the insurance companies so you can focus on healing.
Contact us today for a free consultation. Don’t let a denied claim stand in the way of your recovery. Take the first step toward justice with Natasha Misra Law.
You didn’t expect it. One minute you’re driving through the busy streets of Milwaukee or the quiet roads near Appleton, and the next, your car is wrecked, and your life is turned upside down.
At Natasha Misra Law, we know that when you’re hurt, you deserve to know your rights and get every dollar you’re owed. Our team of skilled personal injury attorneys in Milwaukee is ready to help you, and let you know more about your legal options. So let's break down the types of compensation you might be entitled to.
If you’ve been in a car accident in Wisconsin, you may be entitled to various forms of compensation, including:
Medical Expenses: Covers current and future medical costs, including hospital stays, surgeries, medications, and rehabilitation related to the accident.
Lost Wages: If your injuries keep you from working, you may be eligible for compensation for lost income, including future earning potential if you’re unable to return to work.
Pain and Suffering: You may receive compensation for physical pain, emotional distress, and loss of enjoyment of life caused by the accident.
Property Damage: Compensation to cover the repair or replacement of your vehicle and any other damaged property.
Punitive Damages: In cases of extreme negligence or intentional harm, the court may award punitive damages to punish the at-fault party and deter future misconduct.
Several factors impact the amount of compensation you may receive:
Severity of Injuries: The extent of your injuries and their impact on your life play a big role in determining your compensation.
Liability: Wisconsin follows a comparative negligence rule, meaning your compensation may be reduced if you’re found partially at fault for the accident.
Insurance Coverage: The at-fault driver’s insurance policy limits will affect the amount of compensation available.
Legal Representation: Having an experienced Wisconsin car accident lawyer by your side ensures that you receive fair compensation for your injuries and losses.
Being in an accident with an unlicensed or uninsured driver can be incredibly stressful. You might wonder if you can still recover compensation. Fortunately, Wisconsin law provides options for victims in these situations.
Uninsured Motorist Coverage: Wisconsin drivers carry uninsured motorist (UM) coverage as part of their insurance policies. This can help you recover damages if the at-fault driver doesn’t have insurance.
Underinsured Motorist Coverage: If the other driver’s insurance isn’t enough to cover your damages, your underinsured motorist (UIM) coverage can step in.
Filing a Lawsuit: You can also file a personal injury lawsuit against the unlicensed or uninsured driver, though collecting from an individual may be difficult without insurance.
Facing the insurance companies, or the other driver in court can feel overwhelming, but you don’t have to go through it alone. At Natasha Misra Law, we are committed to helping car accident victims in Milwaukee, Green Bay, Fond du Lac, or anywhere else in WI, fight for the compensation they deserve. We’re here to listen to your situation, get to know you, and tell you more about the legal avenues available.
Don’t hire just another suit. Get someone who will really fight for what you deserve. Contact Natasha Misra Law today to speak with a skilled Wisconsin car accident lawyer and get your claim started. Schedule your free consultation now online, or call us at (414) 210-3834.
My law practice is dedicated to helping people who have suffered injuries in accidents which were not their fault. Born and raised in Milwaukee, I come from a family of medical professionals. My background and experience help me understand and represent individuals injured in accidents.
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