A day on Lake Michigan. A quiet afternoon on the Milwaukee River. For many Wisconsin families boating is a favorite way to enjoy the sunshine. But in an instant a careless boater or unsafe equipment can turn your day on the water into a serious accident.
If you or someone you love has been injured in a boat accident near Milwaukee you probably have questions
You should not face these questions alone. At Natasha Misra Law we are Not Just Another Suit. We are your guide, your advocate and your partner in getting the fair compensation you deserve.
Boat accidents are not the same as car accidents. There may be multiple people or companies at fault including the boat operator, the boat owner, or a rental company. Federal and state boating laws add another layer of complexity. Insurance companies often push back or blame everyone but their own client.
This is where our team makes a difference. Natasha Misra Law knows how to investigate boating accidents, gather the right evidence, and build a strong case that stands up to big insurance companies.
If you have been hurt in a boating accident protect yourself by following these steps
Seek Medical Care Immediately: Your health comes first. Even if you feel fine, get checked by a doctor. Some injuries take time to show up and medical records help prove your claim.
Report the Accident: Call the US Coast Guard or local law enforcement to file an official report. This report can be vital when filing your injury claim.
Gather Evidence: If you are able, take photos of the scene of the boat damage, your injuries, and any safety issues you notice. Get the names and phone numbers of any witnesses.
Talk to a Milwaukee Boat Accident Lawyer: Before you speak to an insurance adjuster or sign any paperwork, talk to an attorney. We will explain your rights and handle the legal details so you can focus on getting better.
When you hire Natasha Misra Law you get more than legal paperwork. You get a team that will
Our goal is to help you get back on your feet physically, emotionally, and financially.
A peaceful boat ride can change in an instant. Medical bills pile up fast. Witnesses forget details. Insurance companies get to work protecting their bottom line not yours.
Do not wait to get the help you need. Every day you delay could cost you money and peace of mind.
Call Natasha Misra Law today for a free consultation with an experienced Milwaukee boat accident attorney. We will stand by you, explain your options, and fight to get you every dollar you deserve. Reach out now and let us help you get back on your feet.
Collision and comprehensive coverages are optional forms of insurance coverage that you may purchase under your auto insurance policy to compensate you for damage to your vehicle. Collision and comprehensive coverages can pay for the repair of your vehicle or the value of your vehicle regardless of who is at fault.
This blog discusses the benefits of collision and comprehensive insurance coverages.
If you have collision coverage, your auto insurance company will pay for damage to your vehicle if your vehicle collides with another vehicle or a hit-and-run vehicle. Your auto insurance company will pay for the damage to your vehicle even if you are at fault for the accident.
When Should I Buy or Drop Collision Coverage?
The amount you pay for collision coverage depends on the year, make and model of your car. Before you buy or drop collision coverage, you should look at the current value of your car as well as your ability to buy a similar car in the event that your car is totaled. If you own your car and can afford to replace your car on your own, you may decide not to purchase collision coverage.
What Is Comprehensive Coverage?
Comprehensive coverage pays for vehicle damage caused by covered events such as theft, vandalism, hail and flood damage. It also pays for damage to your vehicle as a result of striking an animal such as a deer.
Generally, if repairs exceed the value of your vehicle, your vehicle will likely be deemed a total loss. In order to receive payment for the total loss of your vehicle, you will need to use one of the following forms of auto coverage:
Collision Coverage will pay for damages as a result of a collision with another vehicle or object.
Comprehensive Coverage will pay for damages if your vehicle is stolen, vandalized or if you hit an animal, such as a deer.
Property Damage Liability Coverage allows you to receive compensation for your vehicle from the at fault party’s auto insurance policy.
A deductible is the amount of money you will be required to pay for damage to your car before your insurance company pays. The deductible for comprehensive coverage or collision coverage is applied to each accident or incident. For example, if you are in a car accident in the morning (collision coverage) and your car is stolen later that night (comprehensive coverage), then your insurance company will apply two different deductibles.
The higher the deductible means the lower the premiums. If you can afford the risk of a higher deductible, this can lower your insurance premiums.
If you have questions about your collision or comprehensive coverage after an accident, you should discuss your options with an experienced Milwaukee car accident lawyer. When Natasha Misra Law represents you for your injury claim, we also help you at no additional cost with the issue of repairing or replacing your vehicle to the full extent permitted by insurance coverage and the law. If you have been in an accident, you should not have to bear the economic burden. Together, we will look at the facts of your case and uncover all potential sources of recovery.
Call our office today at (414) 635-2833 to speak with a Milwaukee personal injury attorney.
My law practice is dedicated to helping people who have suffered injuries in accidents which were not their fault. Born and raised in Milwaukee, I come from a family of medical professionals. My background and experience help me understand and represent individuals injured in accidents.
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