Riding a motorcycle is fun, but it can also be risky because of the actions of others on the road. Unlike other vehicles, you don't have much protection if you crash. Additionally, riding a motorcycle can be dangerous on roads with a lot of potholes or if you're riding in unsafe weather conditions. Below are some tips for staying safe while riding.

Staying Safe on a Motorcycle in Wisconsin

  • Take a Safety Course: Riding a motorcycle requires good judgment and skill, and a safety course will help you achieve that. A motorcycle safety course will teach you the rules of the road and what to do in unpredictable riding situations.
  • Wear Appropriate Gear: The right gear will protect you from debris, road rash, and the elements. Your gear should feature a helmet, leather jacket, eye protection, leather pants, over the ankle boots, and non-slip gloves. Appropriate protective gear can significantly reduce the risk of injuries or fatalities.
  • Keep Your Bike Maintained: Replace the air filter, change the oil regularly, and maintain your bike's tire pressure. Inspecting your motorcycle before you hit the road is also a good idea. Check your turn signals, headlights, taillights, fuel, brakes, handlebars, and mirrors.
  • Stay Alert: Being aware of your surroundings and riding defensively can prevent motorcycle accidents that could be caused by dangerous driving.
  • Maintain a Safe Distance: Riding too closely behind another vehicle is unsafe. It is advisable to stay a few seconds away from the car or motorcycle in front of you. This allows you enough space to stop during an emergency. Additionally, you should always have an escape route in mind if you cannot stop in time.
  • Be Visible: One of the most significant mistakes riders make is assuming they are visible to other motorists. Most motorcycle accidents are a result of drivers not seeing the motorcycle. You can stay visible by avoiding other motorists' blind spots, driving with a headlight, and wearing reflective clothing. Using your hand and turn signals can also help ensure you are visible.

Common Motorcycle Road Hazards

  • Distracted or Drunk Drivers: Although it may not be easy to identify if someone is drunk driving, it is wise to be attentive to your surroundings and take appropriate measures.
  • Rain or Snow: The hazardous weather can create slippery and unsafe road conditions. Avoid riding while it is raining or snowing.
  • Tar or Debris: Since tar has a different texture from asphalt, it can compromise traction. Additionally, parts of tire treads and other debris on the road can be hazardous to motorcycles.

Contact a Milwaukee Motorcycle Accident Attorney Today

If you or your loved one has been injured in a motorcycle accident in Wisconsin, working with a Milwaukee motorcycle accident attorney is in your best interest. 

At Natasha Misra Law, we are equipped to offer the guidance you need to know whether you are entitled to compensation. We will provide the representation you need to pursue compensation if you qualify. Contact us today to schedule a consultation.

Do I Need Collision or Comprehensive Coverage?

Collision and comprehensive coverages are optional forms of insurance coverage that you may purchase under your auto insurance policy to compensate you for damage to your vehicle.  Collision and comprehensive coverages can pay for the repair of your vehicle or the value of your vehicle regardless of who is at fault.  

This blog discusses the benefits of collision and comprehensive insurance coverages.

What Are the Benefits of Collision Coverage?

If you have collision coverage, your auto insurance company will pay for damage to your vehicle if your vehicle collides with another vehicle or a hit-and-run vehicle.  Your auto insurance company will pay for the damage to your vehicle even if you are at fault for the accident.  

When Should I Buy or Drop Collision Coverage?
The amount you pay for collision coverage depends on the year, make and model of your car. Before you buy or drop collision coverage, you should look at the current value of your car as well as your ability to buy a similar car in the event that your car is totaled. If you own your car and can afford to replace your car on your own, you may decide not to purchase collision coverage.
What Is Comprehensive Coverage?

Comprehensive coverage pays for vehicle damage caused by covered events such as theft, vandalism, hail and flood damage. It also pays for damage to your vehicle as a result of striking an animal such as a deer.  

What Coverages Are Needed If My Vehicle Is Totaled?

Generally, if repairs exceed the value of your vehicle, your vehicle will likely be deemed a total loss. In order to receive payment for the total loss of your vehicle, you will need to use one of the following forms of auto coverage:

Collision Coverage will pay for damages as a result of a collision with another vehicle or object.
Comprehensive Coverage will pay for damages if your vehicle is stolen, vandalized or if you hit an animal, such as a deer.
Property Damage Liability Coverage allows you to receive compensation for your vehicle from the at fault party’s auto insurance policy.

What Are Deductibles for Collision and Comprehensive Insurance Coverage?

A deductible is the amount of money you will be required to pay for damage to your car before your insurance company pays. The deductible for comprehensive coverage or collision coverage is applied to each accident or incident. For example, if you are in a car accident in the morning (collision coverage) and your car is stolen later that night (comprehensive coverage), then your insurance company will apply two different deductibles.

The higher the deductible means the lower the premiums. If you can afford the risk of a higher deductible, this can lower your insurance premiums.

Contact Wisconsin Personal Injury Attorney Natasha Misra

If you have questions about your collision or comprehensive coverage after an accident, you should discuss your options with an experienced Milwaukee car accident lawyer. When Natasha Misra Law represents you for your injury claim, we also help you at no additional cost with the issue of repairing or replacing your vehicle to the full extent permitted by insurance coverage and the law.  If you have been in an accident, you should not have to bear the economic burden. Together, we will look at the facts of your case and uncover all potential sources of recovery.

Call our office today at (414) 635-2833 to speak with a Milwaukee personal injury attorney.

Natasha Misra

My law practice is dedicated to helping people who have suffered injuries in accidents which were not their fault. Born and raised in Milwaukee, I come from a family of medical professionals. My background and experience help me understand and represent individuals injured in accidents.