You just got rear-ended at a stoplight in Madison. The other driver seems cooperative, and the damage doesn’t look too bad, so you both decide not to call the police. A few days later, your neck starts to hurt, your car needs more repairs than you thought — and now you’re wondering how to file a claim.
But then reality hits: there’s no accident report. Can you still file a car accident claim in Wisconsin?
The short answer is yes — but it can be more complicated. At Natasha Misra Law, we’ve helped drivers across Milwaukee, Appleton, Green Bay, Madison, and Hales Corners handle accident claims with and without accident reports. Here's what you need to know.
An accident report serves as an official, third-party record of your accident. It often includes:
Insurance companies often rely on accident reports when deciding how to handle a claim. Without one, the process can feel like your word against the other driver’s.
Yes. You can still file a car accident claim without an accident report — but your claim will likely need stronger supporting evidence.
That includes:
Without an accident report, it’s even more important to act quickly and stay organized. The insurance company may be more likely to challenge your version of events, delay your claim, or offer less than you deserve.
This is a common issue when there’s no report to back up what really happened. At the scene, the other driver may admit fault or apologize — but a week later, their insurance company says you were to blame.
That’s why it’s always a good idea to involve the police, even in minor crashes. In Wisconsin, you’re legally required to report the accident to police if:
If you’ve been injured in a crash and there’s no accident report, it’s a smart idea to speak with a personal injury attorney early on. At Natasha Misra Law, we help people who’ve been hurt in car accidents navigate claims, even when the case starts out messy or unclear.
We’ll help gather the evidence, build your case, and handle communication with the insurance companies — so you can focus on recovering. Our personal injury team works on a contingency fee basis, meaning you don’t pay unless we win.
We also offer multilingual support through a professional translation service, so if you or a loved one speaks Spanish, Burmese, Rohingya, or another language, we’re ready to help.
No accident report? Don’t panic — and don’t give up on your claim. Whether your accident happened in Milwaukee, Green Bay, Hales Corners, Madison, or Appleton, we’re here to help you figure out the next step and fight for the compensation you deserve.
Get a free consultation today. You deserve answers. You deserve to recover.
If accident injuries prevent you from working, you may be experiencing financial strain. You may be unable to pay your bills, afford your established lifestyle, or seek the care necessary to move forward after an accident. Beyond the basic paycheck, time off work may also mean missed overtime opportunities, used vacation or sick days, and lost bonuses.
Can you receive compensation if you are unable to work after an accident?
The answer is generally yes. You can receive compensation if your inability to work is due to your accident-related injuries.
In order to build a viable claim for damages, you will need the help of a medical professional. Your doctor will need to make an official determination that your injuries restrict your ability to work or require you to be taken off work. To support your claim, you will need to provide a doctor’s note or other written documentation to your employer.
While federal Social Security Disability benefits are reserved for individuals with long-term disabilities that exceed or are expected to exceed twelve months in duration, you may be able to receive compensation from any short-term disability insurance coverage you carry through your employer or independently. Short-term disability insurance policies typically replace between fifty and seventy-five percent of an individual’s salary due to an illness or injury that leaves the individual temporarily unable to work. In addition to short-term disability insurance, some individuals also maintain long term disability insurance.
Contact your HR representative or insurance provider for a copy of your insurance policy. If you do not have short-term disability insurance or if you need additional compensation to meet your financial obligations, a personal injury attorney can help you identify other avenues for recovering your lost wages.
Yes, you can file a personal injury lawsuit against the responsible driver and seek compensation for lost wages as part of your damages. It is important to keep detailed records of your injuries, medical treatment, and a record of all accident-related work absences and lost wages for each absence. Having documentation of a medical opinion as to how your injury impedes your ability to work with an estimate of the duration of recovery needed may also be helpful to establish your claim for lost wages. To recover lost wages in a personal injury lawsuit, you must be able to prove that any lost wages were a direct result of the injuries caused by the accident.
If you were injured in an accident and those injuries caused you to miss work, you need an experienced accident attorney to help you determine the best way to recover those lost wages, as well as compensation for medical bills, pain and suffering, and other accident-related expenses. Contact Natasha Misra Law today to schedule a free initial consultation.
My law practice is dedicated to helping people who have suffered injuries in accidents which were not their fault. Born and raised in Milwaukee, I come from a family of medical professionals. My background and experience help me understand and represent individuals injured in accidents.
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