Who is Held Responsible for a Bicycle Accident in Wisconsin?

You did everything right—you followed the rules of the road, carried the right insurance, and drove responsibly. But when an uninsured driver crashes into you, suddenly, you are the one left dealing with the financial and emotional fallout. That’s not fair.

At Natasha Misra Law, we fight to make sure you don’t pay the price for someone else’s negligence. If you’ve been hit by an uninsured driver in Fond du Lac, Appleton, Green Bay, or anywhere else in Wisconsin, you still have options—and we’re here to help.

What Happens When an At-Fault Driver Has No Insurance?

Wisconsin law requires drivers to carry liability insurance, but not everyone follows the rules. If an uninsured driver causes an accident, you may worry about who will pay for your medical bills, car repairs, and lost wages. The good news is that you still have options to recover compensation.

Uninsured motorist (UM) coverage – This is included in every Wisconsin auto policy and helps cover your medical expenses, lost wages, and pain and suffering when the other driver is uninsured.
Collision coverage – If you have this optional coverage, your insurance can pay for repairs or replacement of your vehicle.
Legal action against the at-fault driver – While many uninsured drivers lack assets, an experienced attorney can explore whether pursuing a lawsuit is a viable option.

Insurance companies will try to minimize what they owe you, even under your own policy. That’s why having an experienced Milwaukee car accident lawyer on your side is crucial.

Steps to Take After an Accident With an Uninsured Driver

If you’ve been hit by an uninsured driver, taking the right steps can protect your claim and improve your chances of full compensation:

Call the police – A police report will document the accident and confirm that the other driver lacks insurance.
Get medical attention – As soon as there is the onset of injury, it is important to get checked out for your injuries.
Gather evidence – Take photos, collect witness statements, and document your injuries.
Notify your insurance company – You should notify your insurance company of an accident, but it is best to do so only after consulting an attorney.
Consult a car accident lawyer – Insurance companies do not have your best interests in mind. A skilled car wreck lawyer will fight to get you the compensation you deserve.

What Compensation Can You Recover After a Car Accident?

Even if the at-fault driver is uninsured, you can still pursue compensation for:

Medical expenses – Emergency care, surgeries, physical therapy, and ongoing treatments
Lost wages – If your injuries prevent you from working
Pain and suffering – Compensation for physical pain, emotional distress, and reduced quality of life
Vehicle repairs or replacement – Through your own collision coverage or legal action against the driver

Every car accident case is different, but at Natasha Misra Law, we work to maximize every dollar of compensation available under Wisconsin law.

How a Milwaukee Car Accident Lawyer Can Help

Handling an uninsured driver accident alone can be overwhelming. Insurance companies may pressure you into settling for less than you deserve. Natasha Misra Law fights for accident victims across Milwaukee, Green Bay, Appleton, and beyond.

We help make sure you receive full compensation under your uninsured motorist policy
We fight back against insurance companies that try to minimize your claim
We offer personalized legal representation so you know your rights and options
We work with translation services to serve clients in Spanish, Burmese, Rohingya, and more to ensure everyone gets the legal support they need

Injured by an Uninsured Driver? Get an Accident Attorney Who’s Not Just Another Suit

An uninsured driver’s mistake shouldn’t leave you struggling financially. If you’ve been hurt in a car accident, we’re ready to fight for you. Contact Natasha Misra Law for a free consultation. You don’t pay unless we win.

Natasha Misra law is experienced representing injured cyclists. Because cyclists are largely unprotected when up against a motor vehicle, we understand that accidents can cause traumatic and lasting injuries. We work with accident victims to help them recover the compensation they need to recover financially.

What Happens When The Accident Is Caused By A Cyclist?

Under Wisconsin law, a cyclist’s own negligence does not bar recovery if his negligence was not “greater than the negligence of the person against whom recovery is sought.” Rather, the cyclist’s damages would be reduced in proportion to the extent to which he was negligent.

In other words, if a cyclist was only 40% at fault, then he will still be able to recover up to 60% of his available damages. However, if he was deemed 60% at fault, he would be barred from recovery.

What Are Common Causes of Bicycle Accidents?

All forms of negligent or reckless driving can cause collisions with bicyclists. However, other causes include:

Low visibility: Bikes are small and may be hard to see, particularly at dusk or on narrow, winding roads.
Distracted driving: Drivers may be distracted by phones, music, other passengers, and more. This can lead them to drive recklessly, take their eyes off the road, and strike an unsuspecting cyclist.
Road or weather conditions: Sometimes, accidents are unavoidable tragedies. A car may slip on ice, hydroplane, experience a tire blowout, or otherwise swerve into a cyclist. Similarly, poor road conditions like potholes can send a vehicle off course.
Failure to yield: If a driver fails to yield to a biker as they are legally required, they can strike and seriously injure - or even kill - a cyclist.

How to Prevent Bike Accidents

Defensive driving is the most effective way to avoid a collision with a biker. Maintain the speed limit, pay attention to the road, eliminate distractions, obey all posted signage, yield, obey traffic signals, and let others have the right of way. Above all, always keep a lookout: even if you are doing everything you can and should to stay safe, other drivers - or even cyclists - may not be. Who was doing the “right thing” simply won’t matter if you end up in a lethal collision, so put your pride aside and drive safely, even if someone else is acting reckless.

What To Do After A Bike Accident

You should immediately reach out to a personal injury lawyer for guidance on the right steps to take. However, in general, you should also:

Call the police: A law enforcement officer will investigate the cause of your crash and record the facts in an official accident report. Your attorney will use this report to prove your case down the road should you decide to file a claim.
Exchange information with involved parties: Gather contact information from the motorist who hit you, as well as any eyewitnesses. Be sure to take down their names, phone numbers, addresses, and drivers’ license and insurance information.
Snap photos: If possible, take photos of the accident scene, including the vehicles involved.
Seek medical treatment: It is vital to seek medical treatment as soon as possible. Some injuries may not present for days or even weeks after the accident, so take time to ensure you’ve identified any serious latent injuries.

Natasha Misra

My law practice is dedicated to helping people who have suffered injuries in accidents which were not their fault. Born and raised in Milwaukee, I come from a family of medical professionals. My background and experience help me understand and represent individuals injured in accidents.