If you’ve been in a car accident in Milwaukee, Madison, Appleton, Green Bay, or anywhere in Wisconsin, the moments afterward can shape your recovery — physically, emotionally, and financially. When no officer arrives to take an official accident report, you might feel like you’ve lost a key piece of your case. But you still have every right to protect yourself and pursue the compensation you deserve.
At Natasha Misra Law, we’ve built our practice on helping accident victims across Wisconsin through challenges just like this. We take the time to understand your situation, explain your options, and handle the details so you can focus on getting back on your feet. Here’s what to do next.
If law enforcement isn’t coming, you need to build the record yourself:
Take photos – Capture vehicle damage, license plates, injuries, debris, and the full accident scene from different angles.
Exchange information – Get names, phone numbers, driver’s license numbers, license plates, and insurance details from everyone involved.
Talk to witnesses – Politely ask for their contact information and a brief statement about what they saw.
Think of this as creating your own “mini report”; it can become vital evidence later.
Wisconsin law says you must file a Driver Report of Crash within 10 days if:
You file this report with the Wisconsin Department of Transportation (WisDOT) — not the DMV. You can do it online or request a paper form. It’s the state’s official record of your crash, and it can make or break an insurance claim.
Report the accident to your insurer as soon as you can. Stick to the facts you documented. Don’t admit fault or guess at details — just provide the evidence you’ve gathered.
Not all injuries show up right away. A stiff neck today could be a serious soft tissue injury tomorrow. Seeing a doctor immediately protects your health and ties your injuries directly to the crash in the medical record.
When there’s no police report, insurance companies often push back harder. Having the right lawyer means you’re not fighting alone. At Natasha Misra Law, we:
You only get one chance to get this right. Call (414) 210-3834 or contact us online for a free consultation. We’ll guide you through the reporting process, deal with the insurance company, and fight for the compensation you deserve. Reach out now to get a lawyer who’s not just another suit.
The aftermath of a serious car accident can feel extremely overwhelming. From seeking the medical treatment you need to tracking down witnesses and attempting to get back on your feet financially, you have so much to do - and filing an insurance claim may be the last thing on your mind.
Fortunately, you don’t have to do this alone. An experienced Milwaukee auto accident lawyer can help you pursue the compensation you need from the insurance companies to move forward. Your attorney can also explain the different types of claims available that you are able to file and can build a strong case to maximize your potential settlement.
Here, we will share a brief overview of the types of auto insurance claims you can file and how a skilled personal injury attorney can help you prepare one.
When you are involved in a car accident with a driver who carries liability insurance, you can file a claim against that driver’s policy. This is often called a “third-party” insurance claim, since you do not have a contract with the other driver’s insurer.
When you file a third-party claim, your auto accident lawyer will contact the other driver’s insurance company to initiate the claims process. When the claim is set up, your lawyer will provide the necessary documentation in effort to get the insurance company to accept insurance coverage and liability. This may include the following types of information and evidence:
When you finish treating for your injuries or when it has been determined that you have a permanent injury or require future medical treatment, then your attorney will also provide additional documentation to the insurance company such as medical records, medical bills, permanency reports, lost wages, etc. as it relates to your injuries. This process often involves a series of negotiations between your attorney and the claims adjuster. A skilled personal injury attorney will work hard to ensure you are not pressured into settling for less than you deserve.
Wisconsin law requires all motorists to purchase liability insurance. Nonetheless, there are many drivers out there who can’t afford - or don’t bother to apply for - auto insurance. If you are hit by an uninsured driver, you will likely have to turn to your own insurance to pay for your damages. This is referred to as a "first party" insurance claim as it is against your own insurance company.
The State requires all drivers to carry minimum uninsured motorist coverage of $25,000 per person and $50,000 per accident for personal injuries. This coverage will pay for damages that you sustained when hit by an uninsured motorist.
However, this type of coverage does not pay for property damage to your vehicle. Property damage would be handled through the collision coverage portion of your policy.
Although Wisconsin law imposes minimum requirements for uninsured motorist coverage, it is not mandatory to purchase underinsured motorist (UIM) coverage in our State.
UIM coverage provides an increased amount of coverage if you are injured in an accident caused by a motorist who was underinsured. UIM coverage increases the bodily injury protection if the limits of the at fault party are less than your UIM limits.
When you are injured in a car accident, you need diligent, high-quality representation - regardless if you file a third party insurance claim or a claim against your own insurance company.
Milwaukee car accident law firm Natasha Misra Law can help. With a history of helping accident victims recover the compensation they deserve, we stand ready to discuss your case with you. Contact us today for a free consultation.
My law practice is dedicated to helping people who have suffered injuries in accidents which were not their fault. Born and raised in Milwaukee, I come from a family of medical professionals. My background and experience help me understand and represent individuals injured in accidents.
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