A day on Lake Michigan. A quiet afternoon on the Milwaukee River. For many Wisconsin families boating is a favorite way to enjoy the sunshine. But in an instant a careless boater or unsafe equipment can turn your day on the water into a serious accident.

If you or someone you love has been injured in a boat accident near Milwaukee you probably have questions

  • Who will pay my medical bills?
  • How do I prove what really happened?
  • What if the other boater was drinking or speeding?

You should not face these questions alone. At Natasha Misra Law we are Not Just Another Suit. We are your guide, your advocate and your partner in getting the fair compensation you deserve.

Why Legal Help Matters in a Boat Accident Claim

Boat accidents are not the same as car accidents. There may be multiple people or companies at fault including the boat operator, the boat owner, or a rental company. Federal and state boating laws add another layer of complexity. Insurance companies often push back or blame everyone but their own client.

This is where our team makes a difference. Natasha Misra Law knows how to investigate boating accidents, gather the right evidence, and build a strong case that stands up to big insurance companies.

Steps to Take After a Boat Accident in Milwaukee

If you have been hurt in a boating accident protect yourself by following these steps

Seek Medical Care Immediately: Your health comes first. Even if you feel fine, get checked by a doctor. Some injuries take time to show up and medical records help prove your claim.

Report the Accident: Call the US Coast Guard or local law enforcement to file an official report. This report can be vital when filing your injury claim.

Gather Evidence: If you are able, take photos of the scene of the boat damage, your injuries, and any safety issues you notice. Get the names and phone numbers of any witnesses.

Talk to a Milwaukee Boat Accident Lawyer: Before you speak to an insurance adjuster or sign any paperwork, talk to an attorney. We will explain your rights and handle the legal details so you can focus on getting better.

How Natasha Misra Law Supports You

When you hire Natasha Misra Law you get more than legal paperwork. You get a team that will

  • Investigate the cause of your accident thoroughly
  • Identify everyone responsible
  • Handle all communication with insurance companies
  • Fight to get you the maximum compensation for medical bills lost wages and pain and suffering

Our goal is to help you get back on your feet physically, emotionally, and financially.

Why Choose Natasha Misra Law

  • Local experience We know Wisconsin boating laws and what makes these cases different
  • Personal attention You will never feel like just another file number
  • Proven results We have helped countless clients secure fair settlements and verdicts

Do Not Wait Take the First Step Toward Justice Today

A peaceful boat ride can change in an instant. Medical bills pile up fast. Witnesses forget details. Insurance companies get to work protecting their bottom line not yours.

Do not wait to get the help you need. Every day you delay could cost you money and peace of mind.

Call Natasha Misra Law today for a free consultation with an experienced Milwaukee boat accident attorney. We will stand by you, explain your options, and fight to get you every dollar you deserve. Reach out now and let us help you get back on your feet.

What is Automobile Insurance?

Automobile insurance is a contractual agreement between you and your insurance company. Your insurance company promises to provide compensation for injuries or property damage that you suffer as the result of an automobile accident in exchange for a premium.  

Wisconsin drivers are required by Wisconsin’s Financial Responsibility Law to carry automobile insurance.  At minimum, your auto insurance policy must provide liability coverage for the following amounts:

  • $25,000 for injury or death of one person,
  • $50,000 for injury or death of two or more people, and
  • $10,000 for property damage.

Additionally, Wisconsin drivers are required to carry uninsured motorist coverage with a minimum bodily injury coverage of at least $25,000 for injury or death of one person and $50,000 for injury or death of two or more people.

Who Is Covered by the Automobile Insurance?

Personal automobile insurance covers you (the named insured), your spouse, other relatives living in the same household and anyone you give permission to driver your automobile unless excluded from the policy.

Types of Auto Insurance Coverage Required Under Wisconsin’s Financial Responsibility Law

Bodily Injury Liability Coverage

If you are responsible for an auto accident that injures other people, bodily injury liability coverage protects your personal assets up to the stated amount of coverage for medical expenses, lost wages, pain and suffering, as well as other losses sustained by the injured individuals. Bodily injury coverage does not cover your injuries that you experience as a result of an accident that is your fault.  

Property Damage Liability Coverage

Property damage liability coverage, on the other hand, pays for property damage that you cause as a result of a car accident.  This coverage pays for any damage up to your insurance policy’s limit.  This coverage includes damages to someone else’s vehicle, someone else’s personal property and structural damage to property you do not own such as a street sign or light pole.

Uninsured Motorist Coverage (UM)

This coverage is for you, your family and other passengers in your vehicle who sustain injuries when struck by a vehicle who has no insurance or by a hit and run driver. This coverage also covers you and your family members if injured as a pedestrian when struck by a driver with no insurance or a driver who hits you and leaves the scene of an accident. The amount covered is based on the policy limits purchased.  

Types of Auto Insurance Coverages That Are Not Required Under Wisconsin’s Financial Responsibility Law

Underinsured Motorist Coverage (UIM)

Although underinsured (UIM) coverage is not mandatory, many Wisconsin driver choose to carry this type of coverage for further protection.  You should choose to have UIM coverage in case the at fault party does not have sufficient policy limits to cover your losses. UIM coverage increases the bodily injury protection to you and the passengers in your vehicle if the limits of the at fault party are less than your UIM coverage limits.  

Medical Payments Coverage

Medical payments coverage is a benefit that pays for medical expenses or funeral expenses for you or any others injured or killed in an auto accident in your vehicle regardless of fault. This type of coverage also covers you or your family members as pedestrians if hit by a car or riding as a passenger in someone else’s vehicle.

This type of coverage is useful to pay for co-payments or deductibles that your health insurance does not cover, as well as applicable out-of-pocket expenses.  

Other Types of Auto Insurance Coverage

While Wisconsin’s Financial Responsibility Law requires drivers to carry bodily injury liability coverage, property damage liability coverage, and uninsured motorist coverage, many drivers choose to purchase more coverage than is required by law to protect their personal assets after an accident.

Collision Coverage

This coverage will repair damages to your vehicle or pay in the event your vehicle has been declared totaled from a collision with another vehicle or object, even if you are at fault for the accident.  

Even though collision coverage is not mandatory in the State of Wisconsin, financial institutions (lienholders) may require you to take out collision coverage to protect their interest at the time of a collision.

Comprehensive Coverage

Comprehensive coverage is an elective coverage that pays for damage to your vehicle caused by covered events such as theft, vandalism, flooding, hail, broken glass, falling objects and even hitting an animal such as a deer.

Contact Wisconsin Personal Injury Attorney Natasha Misra

If you have been injured in an auto accident, you should discuss your options with an experienced Milwaukee personal injury attorney. Natasha Misra Law helps Wisconsin accident victims seek the compensation they deserve for their injuries. If you have been in an accident and suffered from bodily injury or property damage, you should not have to bear the economic burden. Together, we will look at the facts of your case and uncover all potential sources of recovery.

Call our office today at (414) 635-2833 for a free consultation and speak with an experienced Milwaukee car accident lawyer.

Natasha Misra

My law practice is dedicated to helping people who have suffered injuries in accidents which were not their fault. Born and raised in Milwaukee, I come from a family of medical professionals. My background and experience help me understand and represent individuals injured in accidents.