Don’t worry, if you were in an accident in Milwaukee, Appleton, New London, or Green Bay, you still could have a solid car accident case even if the police didn’t show up to the scene.

Natasha Misra Law is here to let you know what steps you should take, and how a car accident attorney can help with your case. Let’s look at some of the ways you can help ensure your injury claim stands up in court.

The Importance of Documentation

Whether or not the police are present, documenting as much information as possible after a car accident is the first step toward a strong injury claim. Take photographs of the accident scene, your injuries, and any damages to vehicles or property. Exchange contact information with the other driver, including driver's license and auto insurance details. Gather contact information from any witnesses who saw the accident unfold. These details can be invaluable in proving liability and supporting your case in court. 

Self-Reporting the Accident

If law enforcement doesn't come to the scene of your car accident, it’s a good idea to be proactive and file a report with the local or state police department. Documenting the incident officially can help establish the facts of the case and create a record for insurance purposes. An attorney at Natasha Misra Law can guide you on the best way to report the accident and ensure that your rights are protected throughout the process.

Seeking Medical Attention

Even if the police don't show up at the accident scene, seeking medical attention for your injuries is vital for your health and well-being. Delaying medical treatment can not only jeopardize your health but also weaken your personal injury claim - the better you document your injuries and the damages incurred, the stronger your case might be. A Milwaukee Car Accident Attorney can explain more, and assist you in getting the necessary treatment for your health and your case.

The Role of a Car Accident Attorney in Wisconsin

Going through the aftermath of a car accident without police involvement can be challenging, but with the help of a skilled Milwaukee car accident attorney, you can protect your legal rights and seek the compensation you deserve. Natasha Misra Law has extensive experience in handling personal injury cases in Milwaukee, WI, and can provide the guidance and support you need to pursue a successful claim.

Start Building Your Case with Natasha Misra Law Today

The other party or the insurance companies could be building their defense right now. Don’t wait to get skilled counsel on your side. Natasha Misra Law is here to help you with your personal injury case, and fight for the compensation you deserve. Schedule a consultation with us to discuss your case and learn how we can advocate for your rights.

What is Automobile Insurance?

Automobile insurance is a contractual agreement between you and your insurance company. Your insurance company promises to provide compensation for injuries or property damage that you suffer as the result of an automobile accident in exchange for a premium.  

Wisconsin drivers are required by Wisconsin’s Financial Responsibility Law to carry automobile insurance.  At minimum, your auto insurance policy must provide liability coverage for the following amounts:

  • $25,000 for injury or death of one person,
  • $50,000 for injury or death of two or more people, and
  • $10,000 for property damage.

Additionally, Wisconsin drivers are required to carry uninsured motorist coverage with a minimum bodily injury coverage of at least $25,000 for injury or death of one person and $50,000 for injury or death of two or more people.

Who Is Covered by the Automobile Insurance?

Personal automobile insurance covers you (the named insured), your spouse, other relatives living in the same household and anyone you give permission to driver your automobile unless excluded from the policy.

Types of Auto Insurance Coverage Required Under Wisconsin’s Financial Responsibility Law

Bodily Injury Liability Coverage

If you are responsible for an auto accident that injures other people, bodily injury liability coverage protects your personal assets up to the stated amount of coverage for medical expenses, lost wages, pain and suffering, as well as other losses sustained by the injured individuals. Bodily injury coverage does not cover your injuries that you experience as a result of an accident that is your fault.  

Property Damage Liability Coverage

Property damage liability coverage, on the other hand, pays for property damage that you cause as a result of a car accident.  This coverage pays for any damage up to your insurance policy’s limit.  This coverage includes damages to someone else’s vehicle, someone else’s personal property and structural damage to property you do not own such as a street sign or light pole.

Uninsured Motorist Coverage (UM)

This coverage is for you, your family and other passengers in your vehicle who sustain injuries when struck by a vehicle who has no insurance or by a hit and run driver. This coverage also covers you and your family members if injured as a pedestrian when struck by a driver with no insurance or a driver who hits you and leaves the scene of an accident. The amount covered is based on the policy limits purchased.  

Types of Auto Insurance Coverages That Are Not Required Under Wisconsin’s Financial Responsibility Law

Underinsured Motorist Coverage (UIM)

Although underinsured (UIM) coverage is not mandatory, many Wisconsin driver choose to carry this type of coverage for further protection.  You should choose to have UIM coverage in case the at fault party does not have sufficient policy limits to cover your losses. UIM coverage increases the bodily injury protection to you and the passengers in your vehicle if the limits of the at fault party are less than your UIM coverage limits.  

Medical Payments Coverage

Medical payments coverage is a benefit that pays for medical expenses or funeral expenses for you or any others injured or killed in an auto accident in your vehicle regardless of fault. This type of coverage also covers you or your family members as pedestrians if hit by a car or riding as a passenger in someone else’s vehicle.

This type of coverage is useful to pay for co-payments or deductibles that your health insurance does not cover, as well as applicable out-of-pocket expenses.  

Other Types of Auto Insurance Coverage

While Wisconsin’s Financial Responsibility Law requires drivers to carry bodily injury liability coverage, property damage liability coverage, and uninsured motorist coverage, many drivers choose to purchase more coverage than is required by law to protect their personal assets after an accident.

Collision Coverage

This coverage will repair damages to your vehicle or pay in the event your vehicle has been declared totaled from a collision with another vehicle or object, even if you are at fault for the accident.  

Even though collision coverage is not mandatory in the State of Wisconsin, financial institutions (lienholders) may require you to take out collision coverage to protect their interest at the time of a collision.

Comprehensive Coverage

Comprehensive coverage is an elective coverage that pays for damage to your vehicle caused by covered events such as theft, vandalism, flooding, hail, broken glass, falling objects and even hitting an animal such as a deer.

Contact Wisconsin Personal Injury Attorney Natasha Misra

If you have been injured in an auto accident, you should discuss your options with an experienced Milwaukee personal injury attorney. Natasha Misra Law helps Wisconsin accident victims seek the compensation they deserve for their injuries. If you have been in an accident and suffered from bodily injury or property damage, you should not have to bear the economic burden. Together, we will look at the facts of your case and uncover all potential sources of recovery.

Call our office today at (414) 635-2833 for a free consultation and speak with an experienced Milwaukee car accident lawyer.

Natasha Misra

My law practice is dedicated to helping people who have suffered injuries in accidents which were not their fault. Born and raised in Milwaukee, I come from a family of medical professionals. My background and experience help me understand and represent individuals injured in accidents.