Suddenly, a massive work vehicle fails to see you and slams into your car. Or, you're in Green Bay, and a commercial truck driver has been driving for hours without rest, and crashes right into you. 

When you're injured in an accident involving a commercial or work vehicle, you might be dealing with multiple parties—like the driver, the company that owns the vehicle, or even the vehicle manufacturer. On top of that, these companies are quick to send their own teams to limit their liability. It can all feel overwhelming, but that’s where Natasha Misra Law steps in. We’re here to help you get the compensation you deserve.

What to Do if You’re in a Commercial or Work Vehicle Accident in Wisconsin

After an accident involving a work or commercial vehicle, it’s important to take certain steps right away to protect your case. First, make sure you’re safe and seek necessary medical attention. If possible, you should document the accident by taking photos and gathering witness information. Afterward, contact a lawyer to start building your case before the company starts their own investigation.

Why Commercial and Work Vehicle Accidents Are Different from Other Accidents

Accidents involving commercial or work vehicles aren’t like regular car crashes. Companies are focused on cutting costs and delivering goods or services quickly, sometimes at the expense of safety. Drivers may speed or ignore the rules—all of which increase the chances of a crash. 

Who’s Responsible for a Commercial or Work Vehicle Accident in Wisconsin?

When you’re in an accident involving a commercial or work vehicle, more than one party could be responsible. The driver, the company that owns the vehicle, and even the vehicle manufacturer might all share the blame. As your lawyer, we’ll investigate every angle to make sure the right parties are held accountable.

The Importance of Acting Fast After a Commercial or Work Vehicle Accident

Time is key after an accident involving a work or commercial vehicle. Companies often have their own teams of investigators who show up quickly to minimize their liability. By working with an accident lawyer right away, we can make sure evidence like driver logs, maintenance records, dash cam footage and witness statements are preserved.

How Natasha Misra Law Can Help You

At Natasha Misra Law, we understand work and commercial vehicle accidents and how deeply they can affect your life. From gathering evidence to dealing with multiple insurance companies, we handle everything so you can focus on healing. You might be eligible for compensation for medical bills, lost income, pain and suffering, and more. Our team is experienced in dealing with commercial vehicle companies and knows how to fight for your rights.

Don’t Wait, Get Representation if You’ve been Hurt By a Work Truck

Don’t let commercial companies take advantage of you after an accident. Contact Natasha Misra Law today for a free consultation. We’ll review your case and help you get the justice and compensation you deserve. Get a lawyer who’s not just another suit to fight for you.

What is Automobile Insurance?

Automobile insurance is a contractual agreement between you and your insurance company. Your insurance company promises to provide compensation for injuries or property damage that you suffer as the result of an automobile accident in exchange for a premium.  

Wisconsin drivers are required by Wisconsin’s Financial Responsibility Law to carry automobile insurance.  At minimum, your auto insurance policy must provide liability coverage for the following amounts:

  • $25,000 for injury or death of one person,
  • $50,000 for injury or death of two or more people, and
  • $10,000 for property damage.

Additionally, Wisconsin drivers are required to carry uninsured motorist coverage with a minimum bodily injury coverage of at least $25,000 for injury or death of one person and $50,000 for injury or death of two or more people.

Who Is Covered by the Automobile Insurance?

Personal automobile insurance covers you (the named insured), your spouse, other relatives living in the same household and anyone you give permission to driver your automobile unless excluded from the policy.

Types of Auto Insurance Coverage Required Under Wisconsin’s Financial Responsibility Law

Bodily Injury Liability Coverage

If you are responsible for an auto accident that injures other people, bodily injury liability coverage protects your personal assets up to the stated amount of coverage for medical expenses, lost wages, pain and suffering, as well as other losses sustained by the injured individuals. Bodily injury coverage does not cover your injuries that you experience as a result of an accident that is your fault.  

Property Damage Liability Coverage

Property damage liability coverage, on the other hand, pays for property damage that you cause as a result of a car accident.  This coverage pays for any damage up to your insurance policy’s limit.  This coverage includes damages to someone else’s vehicle, someone else’s personal property and structural damage to property you do not own such as a street sign or light pole.

Uninsured Motorist Coverage (UM)

This coverage is for you, your family and other passengers in your vehicle who sustain injuries when struck by a vehicle who has no insurance or by a hit and run driver. This coverage also covers you and your family members if injured as a pedestrian when struck by a driver with no insurance or a driver who hits you and leaves the scene of an accident. The amount covered is based on the policy limits purchased.  

Types of Auto Insurance Coverages That Are Not Required Under Wisconsin’s Financial Responsibility Law

Underinsured Motorist Coverage (UIM)

Although underinsured (UIM) coverage is not mandatory, many Wisconsin driver choose to carry this type of coverage for further protection.  You should choose to have UIM coverage in case the at fault party does not have sufficient policy limits to cover your losses. UIM coverage increases the bodily injury protection to you and the passengers in your vehicle if the limits of the at fault party are less than your UIM coverage limits.  

Medical Payments Coverage

Medical payments coverage is a benefit that pays for medical expenses or funeral expenses for you or any others injured or killed in an auto accident in your vehicle regardless of fault. This type of coverage also covers you or your family members as pedestrians if hit by a car or riding as a passenger in someone else’s vehicle.

This type of coverage is useful to pay for co-payments or deductibles that your health insurance does not cover, as well as applicable out-of-pocket expenses.  

Other Types of Auto Insurance Coverage

While Wisconsin’s Financial Responsibility Law requires drivers to carry bodily injury liability coverage, property damage liability coverage, and uninsured motorist coverage, many drivers choose to purchase more coverage than is required by law to protect their personal assets after an accident.

Collision Coverage

This coverage will repair damages to your vehicle or pay in the event your vehicle has been declared totaled from a collision with another vehicle or object, even if you are at fault for the accident.  

Even though collision coverage is not mandatory in the State of Wisconsin, financial institutions (lienholders) may require you to take out collision coverage to protect their interest at the time of a collision.

Comprehensive Coverage

Comprehensive coverage is an elective coverage that pays for damage to your vehicle caused by covered events such as theft, vandalism, flooding, hail, broken glass, falling objects and even hitting an animal such as a deer.

Contact Wisconsin Personal Injury Attorney Natasha Misra

If you have been injured in an auto accident, you should discuss your options with an experienced Milwaukee personal injury attorney. Natasha Misra Law helps Wisconsin accident victims seek the compensation they deserve for their injuries. If you have been in an accident and suffered from bodily injury or property damage, you should not have to bear the economic burden. Together, we will look at the facts of your case and uncover all potential sources of recovery.

Call our office today at (414) 635-2833 for a free consultation and speak with an experienced Milwaukee car accident lawyer.

Natasha Misra

My law practice is dedicated to helping people who have suffered injuries in accidents which were not their fault. Born and raised in Milwaukee, I come from a family of medical professionals. My background and experience help me understand and represent individuals injured in accidents.