After a motorcycle accident, the decision to repair or replace your motorcycle depends on the circumstances surrounding the accident and the severity of the crash. Your bike may suffer minor damages such as dents and scratches or be totaled during an accident. Whether you file a claim with your insurance carrier, the other driver’s insurer, or pay for repairs out of your pocket depends on the extent of the damages and who was responsible for the accident.
If you are in a roll-over or run-off-road accident and the motorcycle has minor damages, replacing the whole bike may be unnecessary. Instead, you might want to get it repaired. However, if you are involved in a more serious collision, your motorcycle may be totaled. Regardless of whether your motorcycle is repairable or totaled, you should file a claim with your insurance company or the at fault party’s insurance company to seek compensation.
Checking your motorcycle thoroughly after a crash is essential as it helps you identify the slightest damages. You should not ride the motorcycle home if you notice significant damages after an accident. Instead, you should have it towed to a repair shop for a full evaluation of the damage.
However, if your only option is to ride your motorcycle home after a collision (and you believe it is safe to do so) it is best to conduct a motorcycle safety inspection to ensure a safe ride. Here is an essential checklist:
Ultimately, the decision to repair or replace your motorcycle depends on the extent of the damage. For example, you could choose to take it to a repair shop where the repair costs will be sent to the insurance adjuster. Alternatively, the insurance company may declare your bike totaled and compensate you with its actual cash value.
If you are a rider in Milwaukee, Madison, Hales Corners, Appleton, or Green Bay who has been involved in a motorcycle accident, then you should consult with a motorcycle accident attorney. At Natasha Misra Law, we help motorcycle accident victims determine the true value of their claims and fight to get them the compensation they need to get healthy and back on the road. Contact us online or call us at 414-635-2858 to schedule a free consultation today.
If you have been involved in a motorcycle accident, you may wonder if you have a right to a rental motorcycle.
The simple answer is that you are entitled to a rental motorcycle if your motorcycle was damaged due to another driver’s negligence. Additionally, you may have a right to file a compensation claim against the driver involved as long as you were not at fault for the accident and if you sustained serious physical or mental injuries.
If your bike is deemed repairable after a crash, you can be compensated for the “loss of use damages” for the period it is in the garage. This could be financial compensation from the other driver’s insurance company to cover motorcycle rental costs. On the other hand, if your motorcycle is totaled following a crash, the insurance carrier must pay for a rental motorbike from the date of the accident until you get the total loss check.
The other party’s insurance company may not tell you that you are entitled to a rental motorcycle. This is because the company may want to maximize savings by renting a car instead of a motorcycle. The average cost of renting a car is significantly cheaper – about $30 per day, whereas a rental motorcycle can cost up to $150 a day.
The best way to navigate your case is by hiring a Milwaukee motorcycle accident attorney like Natasha Misra of Natasha Misra Law to help assess your case and establish fair compensation for your damages.
The “loss of use” compensation is defined under Wisconsin law, which demands that a vehicle owner has a right to seek compensation for the damages and loss of property, regardless of whether the owner rents or does not rent a replacement vehicle. Therefore, even if you don’t rent a replacement motorcycle, you can demand that the at-fault party’s insurance provider compensate you for the cost of a rental motorcycle.
Suppose the rental coverage is $120 per day, and your motorcycle is in the shop for 15 days. In that case, the at-fault driver’s insurer will compensate you $120x15 days =$1,800.
If you have been involved in a motorcycle accident and the other party’s insurance company is taking you in circles, we can help. Call us today at 414-635-2858 for a free consultation, or fill out our online contact form to get in touch with our motorcycle accident attorneys today.
My law practice is dedicated to helping people who have suffered injuries in accidents which were not their fault. Born and raised in Milwaukee, I come from a family of medical professionals. My background and experience help me understand and represent individuals injured in accidents.